Strategic Commercial Credit Analyst

Woodlands Bank; Williamsport (Lycoming County); On-site; USD 60,000 - 90,000; Full time

Job summary

Woodlands Bank is seeking a Credit Analyst to evaluate commercial loan requests by reviewing financials and credit data. You will assess cash flows, tax returns, and supporting documents to determine credit risk and terms.

In this role, you will coordinate with departments, maintain records, and ensure adherence to internal policies and regulatory requirements. A strong background in financial analysis and lending regulations is essential.

Qualifications

• Bachelor’s degree preferred in a related field.
• Minimum two years’ experience as Credit Analyst or similar.
• Strong reading, writing, math, and analytical skills; knowledge of lending regulations.

Responsibilities

• Analyze commercial loan requests by reviewing financial statements and tax returns.
• Review cash flow projections and credit reports.
• Coordinate work within the department and with other departments.
• Maintain appropriate records and provide assigned reports.
• Ensure compliance with credit analysis policies and procedures.

Skills

Reading

Writing

Grammar

Mathematics

Interpersonal skills

Computer skills

Financial analysis

Regulatory knowledge

Education

Bachelor's degree in related field

Job description

Woodlands Bank is seeking a Credit Analyst to evaluate commercial loan requests by reviewing financials and credit data. You will assess cash flows, tax returns, and supporting documents to determine credit risk and terms.

In this role, you will coordinate with departments, maintain records, and ensure adherence to internal policies and regulatory requirements. A strong background in financial analysis and lending regulations is essential.