Credit Analyst I

Clear Mountain Bank, Inc; Morgantown (WV); On-site; USD 55,000 - 70,000; Full time

Job summary

Clear Mountain Bank in Morgantown, WV, is seeking a Full-Time Credit Analyst I (possible Credit Analyst II depending on experience). You will analyze creditworthiness to support lending decisions in a customer-focused, on-site environment.

Ideal candidates have aBachelor's in Finance or Accounting and 1-2 years of related experience; formal credit training is a plus. Proficiency with Word/Excel and multi-project work with minimal supervision are important.

Qualifications

• Bachelor's degree in Finance, Accounting, or related business field.
• 1-2 years of related experience in Financial Analysis or Credit Risk.
• Formal Credit Training is preferred but not required.
• Proficient in Microsoft Word and Excel.

Responsibilities

• Analyze creditworthiness of borrowers to support lending decisions.
• Assist in assessing credit risk and monitoring credit exposure.
• Collaborate with team to contribute to growth and financial innovation.

Skills

Microsoft Word

Microsoft Excel

Project management

Education

Bachelor's degree in Finance or Accounting

Job description

Join Clear Mountain Bank as a Full-Time Credit Analyst I* in Morgantown, WV, and be part of a dynamic team dedicated to financial innovation. This onsite role offers you a unique opportunity to analyze creditworthiness and contribute to the bank’s growth while being immersed in a vibrant, customer-focused culture. Engage with forward-thinking professionals, sharpen your analytical skills, and play a key role in helping individuals and businesses achieve their financial goals.

*Please note: This job could be hired as a Credit Analyst II*, depending on experience.

Clear Mountain Bank: What drives us

We care about our team and the communities we serve. Clear Mountain Bank is more than a local community bank; we are a team of passionate and dedicated individuals driven by integrity, value, service, and community. Thanks in large part to these standards, our team averages a tenure that doubles that of the national average. As our saying goes, we have roots where others have branches. And because of that, Clear Mountain Bank is committed to volunteering and supporting the various organizations in our community, as we have done for more than 130 years.

MINIMUM REQUIREMENTS

• Bachelor's degree in Finance, Accounting, or other related business field.

• 1-2 years of related experience in Financial Analysis and/or Credit Risk Management, preferred but not required.
• Formal Credit Training is preferred, but not required.

• This job requires skills needed in a typical office environment. This includes computer skills, communications skills, as well as utilization of office equipment. Computer skills include proficient use of Microsoft Word and Excel.
• Ability to handle multiple projects simultaneously, work independently and under minimum supervision.