Credit Analyst I

Washfin; Washington (Washington County); On-site; USD 42,000 - 65,000; Full time

Benefits offered by this job

Competitive compensation

401(k) match

Paid holidays

PTO program

Job summary

Washington Financial Bank in Washington, PA, is seeking a Credit Analyst I to join our Credit Administration team. The role focuses on credit analysis, financial statement review, risk assessment, and loan administration to support lending operations.

The successful candidate will analyze borrower information, prepare financial analyses, and ensure compliance with bank policies and regulatory requirements while collaborating with other departments to maintain accurate documentation and robust

Qualifications

• Bachelor's degree in Finance, Business, or a related field required.
• Strong analytical and problem-solving abilities.
• Ability to interpret and analyze financial statements.
• Excellent written and verbal communication skills.
• Detail-oriented with strong organizational abilities.

Responsibilities

• Analyze financial statements, credit reports, and borrower information to assess credit risk.
• Evaluate short- and long-term financial outlook for borrowers.
• Prepare financial analyses, including ratios and supporting documentation.
• Support loan review and credit administration functions.
• Ensure documentation accuracy and regulatory compliance.

Skills

Analytical skills

Problem solving

Financial statement analysis

Attention to detail

Communication skills

Education

Bachelor's degree in Finance, Business, or related field

Tools

Microsoft Office

Database systems

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Credit Analyst I

South Main Washington, PA, US

5 days ago Requisition ID: 1091

Salary Range: $41,650.00 To $64,558.00 Annually

Credit Analyst I

Washington Financial Bank
Washington, PA (On-site)

Position Overview

Washington Financial Bank is seeking a detail-oriented and analytical Credit Analyst I to join our Credit Administration team. This role is an excellent opportunity for a recent graduate or an early-career professional looking to build expertise in credit analysis, financial statement review, risk assessment, and loan administration.

The Credit Analyst I supports lending and credit administration activities by analyzing financial information, evaluating creditworthiness, maintaining accurate documentation, and ensuring compliance with bank policies and regulatory requirements.

Key Responsibilities

• Analyze financial statements, credit reports, and other borrower information to assess credit risk and repayment capacity.


• Evaluate the short-term and long-term financial outlook of individuals and businesses seeking credit.


• Prepare thorough financial analyses, including ratios and supporting documentation.


• Support loan review and credit administration functions.


• Review loan files to ensure documentation accuracy and compliance with lending policies and regulatory requirements.


• Conduct quality control reviews of residential and third-party originated loans.


• Order and review credit reports, appraisal reviews, and related documentation.


• Verify employment, deposits, mortgage information, and other borrower data.


• Maintain department files, databases, logs, and documentation exception tracking.


• Assist in preparing management reports and summaries.


• Collaborate with lending, operations, and other departments to support efficient workflow and information sharing.


• Respond to internal and external inquiries in a professional and timely manner.


• Ensure compliance with all applicable banking regulations, policies, and procedures.

Required Qualifications/Skills

• Bachelor's degree in Finance, Business, or a related field required.


• Strong analytical and problem-solving abilities.


• Ability to interpret and analyze financial statements.


• Solid mathematical and data analysis skills.


• Effective written and verbal communication skills.


• Strong organizational skills and attention to detail.


• Proficiency with Microsoft Office applications and database systems.


• Previous credit analysis experience is not required.


• Relevant coursework, internships, or financial analysis training are a plus.


• Detail-oriented and highly organized.


• Comfortable working with financial data and documentation.


• Able to manage multiple priorities and deadlines.


• Committed to accuracy, compliance, and quality.


• Eager to learn and grow within the banking and financial services industry.


• Office-based position


• Primary location - Washington, PA


• Regular use of computer, telephone, printer, copier, scanner, and specialized software

Why Join Washington Financial Bank?

• Stable, community-focused financial institution


• Opportunity to contribute to visible, high-impact marketing initiatives


• Collaborative team environment


• Meaningful involvement in community and charitable programs


• A family-first company valuing employee work/life balance


• Competitive compensation and benefits package


• Affordable medical, dental, and vision coverage


• 401(k) plan with 5% employer match


• 11 Paid holidays


• 16 PTO days after 1 st year and optional PTO purchase program


• Up to 2 paid community service days per year


• Employee discounts on products and services

Washington Financial Bank is an Equal Opportunity Employer