Credit Analyst I

WestStar; El Paso (TX); On-site; USD 42,000 - 54,000; Full time

Job summary

WestStar is seeking an entry-level Credit Analyst I in El Paso, TX, to assist the commercial lending team with underwriting and documentation. This role offers exposure to financial data analysis and credit presentations while supporting senior analysts and maintaining credit files.

The ideal candidate holds a finance-related degree, demonstrates strong analytical and communication skills, and is prepared to travel to client meetings as needed.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics (preferred), or a related field.
• Strong analytical and research skills.
• Excellent attention to detail and accuracy.
• Proficient in Microsoft Office Suite, including Excel.
• Strong writing, communication, and interpersonal skills.
• Ability to challenge themselves to obtain new knowledge, ideas, and skills.
• Requires valid driver’s license; ability to travel to client meetings.

Responsibilities

• Gather and organize financial data and loan application documents.
• Assist with financial statement analysis and spreads.
• Prepare basic credit presentations and renewals.
• Conduct preliminary research on borrowers and market conditions.
• Update and maintain loan documentation and credit files within nCino.
• Price basic loan ROEs using internal bank pricing model.
• Support senior analysts with various administrative tasks.
• Other duties and projects as assigned.

Skills

Analytical thinking

Research skills

Writing/communication

Attention to detail

Education

Bachelor's degree in Finance/Accounting/Economics

Tools

Microsoft Excel

Microsoft Office Suite

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Credit Analyst I

2 days ago Requisition ID: 1356

Summary The Commercial Credit Analyst I is an entry-level position responsible for assisting the commercial lending team with the credit underwriting process. This role provides an excellent opportunity for individuals to gain experience in commercial lending and build a strong foundation in credit analysis.

Essential Functions

• Gather and organize financial data and loan application documents.
• Assist with financial statement analysis and spreads.
• Prepare basic credit presentations and renewals.
• Conduct preliminary research on borrowers and market conditions.
• Update and maintain loan documentation and credit files within nCino.
• Price basic loan ROEs using internal bank pricing model.
• Support senior analysts with various administrative tasks.
• Other duties and projects as assigned.

Required Education, Experience, Skills

• Bachelor's degree in Finance, Accounting, Economics (preferred), or a related field.
• Strong analytical and research skills.
• Excellent attention to detail and accuracy.
• Proficient in Microsoft Office Suite, including Excel.
• Strong writing, communication, and interpersonal skills.
• Ability to be able to challenge themselves in order to obtain new knowledge, ideas, and skills.
• Requires valid driver’s license; ability to travel/drive to client meetings.

Equipment Used

• Standard office equipment such as computers, phones, and photocopiers.

Supervisory Responsibility

• N/A

Working Conditions/Physical Requirements

• Office setting
• May require travel to client worksites, offices or other locations.

WestStar is an Equal Opportunity Employer and does not discriminate on the basis of any protected trait, including gender, race, ethnicity, disability, or veteran status.