Credit Analyst I

ADP, Inc.; El Paso (TX); On-site; USD 50,000 - 60,000; Full time

Job summary

WestStar is seeking an entry-level Credit Analyst I to assist the commercial lending team with underwriting. You will gather financial data, analyze statements, and prepare basic credit materials to support loan decisions.

The role offers exposure to credit processes and the opportunity to grow in a supportive, office-based environment with potential client travel.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics (preferred) or related field.
• Strong analytical and research skills.
• Excellent attention to detail and accuracy.
• Proficient in Microsoft Office Suite, including Excel.
• Strong writing, communication, and interpersonal skills.
• Requires valid driver’s license; ability to travel to client meetings.

Responsibilities

• Gather and organize financial data and loan application documents.
• Assist with financial statement analysis and spreads.
• Prepare basic credit presentations and renewals.
• Conduct preliminary research on borrowers and market conditions.
• Update and maintain loan documentation and credit files within nCino.
• Price basic loan ROEs using internal bank pricing model.
• Support senior analysts with administrative tasks.
• Other duties and projects as assigned.

Skills

Analytical skills

Research skills

Attention to detail

Writing and communication

Interpersonal skills

Travel readiness

Problem solving

Education

Bachelor's degree in Finance / Accounting / Economics

Tools

Microsoft Office Suite

Excel

Job description

Credit Analyst I

3 days ago Requisition ID: 1356

Summary The Commercial Credit Analyst I is an entry-level position responsible for assisting the commercial lending team with the credit underwriting process. This role provides an excellent opportunity for individuals to gain experience in commercial lending and build a strong foundation in credit analysis.

Essential Functions

• Gather and organize financial data and loan application documents.
• Assist with financial statement analysis and spreads.
• Prepare basic credit presentations and renewals.
• Conduct preliminary research on borrowers and market conditions.
• Update and maintain loan documentation and credit files within nCino.
• Price basic loan ROEs using internal bank pricing model.
• Support senior analysts with various administrative tasks.
• Other duties and projects as assigned.

Required Education, Experience, Skills

• Bachelor's degree in Finance, Accounting, Economics (preferred), or a related field.
• Strong analytical and research skills.
• Excellent attention to detail and accuracy.
• Proficient in Microsoft Office Suite, including Excel.
• Strong writing, communication, and interpersonal skills.
• Ability to be able to challenge themselves in order to obtain new knowledge, ideas, and skills.
• Requires valid driver’s license; ability to travel/drive to client meetings.

Equipment Used

• Standard office equipment such as computers, phones, and photocopiers.

Supervisory Responsibility

• N/A

Working Conditions/Physical Requirements

• Office setting
• May require travel to client worksites, offices or other locations.

WestStar is an Equal Opportunity Employer and does not discriminate on the basis of any protected trait, including gender, race, ethnicity, disability, or veteran status.