Credit Analyst - Fully On-site at Dover, OH

First-Federal-Community-Bank; Heritage Village Museum (OH); On-site; USD 45,000 - 65,000; Full time

Job summary

First Federal Community Bank in Dover, Ohio, is seeking a Credit Analyst for a fully on-site role. You will analyze loan data, work with loan officers, and ensure documentation meets policy to determine loan eligibility.

You will review financial information and maintain files, supporting accurate decisions and timely closings. The position emphasizes professional development, ethical standards, and community involvement.

Qualifications

• Bachelor’s Degree in finance or accounting preferred and/or one to two years of experience in a financial institution or loan office setting.
• Strong financial, detail and analytical abilities.
• Strong oral and written communication skills.

Responsibilities

• Analyzes loan data on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions, and financial institution files.
• Assists in preparing spreadsheets, reports, summaries, and opinions for financial institution officers on new, renewal and existing loans.
• Assists in overseeing financial information files to assure current reports, financial statements, accounts receivable and other information on customer accounts.
• Establishes, reviews and updates new and existing loan files for the financial institution on a regular basis.
• Provides technical advice and assistance to loan officers as needed.
• Tracks loan exceptions.
• Understands the importance of and follows bank policies and procedures.

Skills

Confidentiality

Interpersonal communication

Decision making

Education

Bachelor’s Degree in Finance or Accounting

Job description

Position:Credit Analyst - Fully On-site at Dover, OH

Credit Analyst - fully onsite at Dover, Ohio

Executive Vice President,
Chief Credit Officer

FLSA Classification:

Non-Exempt

Status:

Full-Time

Location:

DFEC

Hours:

Date Posted:

Reply By:

JOB SUMMARY:

First Federal Community Bank’s Loan Team has a stellar reputation. Our team goes above and beyond and delivers custom-tailored solutions that drive customer success and community growth. As a vital member of the Loan Team, you provide necessary data to determine loan eligibility. You work hand in hand with loan officers to ensure all loan requests have the necessary documentation to proceed to closing based on company policy. You independently and critically analyze the credit worthiness of loans based upon financial data provided both for new requests and annual credit reviews.

You embrace opportunities for ongoing professional development. Your attention to detail and accuracy make you an important member of the First Federal team.

Your active participation in organizations and community events demonstrates First Federal’s commitment to Invest in Our Community

.

CORE COMPETENCIES:

• Confidentiality Accuracy
• Resourceful Interpersonal Communication
• Decision-Making Critical Thinking

SPECIFIC RESPONSIBILITIES:

• Analyzes loan data on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions, and financial institution files
• Assists in preparing spreadsheets, reports, summaries, and opinions for financial institution officers on new, renewal and existing loans
• Assists in overseeing financial information files to assure current reports, financial statements, accounts receivable and other information on customer accounts
• Establishes, reviews and updates new and existing loan files for the financial institution on a regular basis
• Provides technical advice and assistance to loan officers as needed
• Tracks loan exceptions
• Effectively utilizes Learning & Development tools and resources
• Understands the importance of and follows bank policies and procedures
• Handles confidential information and documents to ensure customer privacy
• Demonstrates accuracy, punctuality and preparedness
• Adheres to high ethical standards, and complies with industry regulations/applicable laws
• Demonstrates an ability to adapt to changing business needs and deadlines with enthusiasm
• Models a high level of integrity and professionalism
• Actively participates in ongoing, personal professional development
• Actively participates in organizations and community events
• Performs other various duties as requested

QUALIFICATIONS:

• Bachelor’s Degree finance or accounting preferred and/or one to two years of experience in a financial institution or loan office setting
• Strong financial, detail and analytical abilities
• Strong oral and written communication skills