Commercial Loan Portfolio Manager

Experience Champaign Urbana; Terre Haute (IN); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

401(k) match

Employee Stock Ownership Plan (ESOP)

Job summary

First Financial Bank in Bowling Green, KY / Lexington, KY / Brentwood, TN is seeking a Commercial Loan Portfolio Manager to oversee commercial loan relationships, ensure credit compliance, and drive portfolio strategy within a collaborative team.

You will partner with senior lenders, perform annual loan reviews, monitor covenants, coordinate financial data flows, and support due diligence and post-closing activities to maintain strong credit quality.

Qualifications

• Bachelor’s degree in Finance, Accounting, or a related field preferred.
• 5–10 years of commercial lending or credit administration experience required.
• Strong knowledge of credit principles and commercial loan documentation.
• Excellent communication, analytical, and organizational skills.
• Ability to work across teams and manage competing priorities.
• Proficiency in Microsoft Excel.

Responsibilities

• Partner with commercial lenders to manage new and existing commercial loan relationships.
• Complete annual reviews and monitor term loan performance including covenant tracking.
• Manage the receipt and delivery of financial statements to credit analysts and internal systems.
• Clear financial, insurance, and post-closing audit exceptions with internal teams.
• Collaborate with credit analysts to ensure financial spreads are completed and filed.
• Order credit reports, UCC searches, appraisals, flood determinations, and other pre-closing items.
• Fulfill client needs for amortization schedules, loan documentation, and post-closing inquiries.
• Track maturity dates to ensure timely financial collection and loan renewals.
• Work cross-functionally to support portfolio operations and maintain compliance.
• Support leadership with special initiatives and reporting.

Skills

Credit principles

Portfolio management

Financial analysis

Communication skills

Organizational skills

Excel proficiency

Education

Bachelor’s degree in Finance, Accounting, or related field

Tools

Microsoft Office Suite (Excel, Word)

Credit analysis software

Job description

Commercial Loan Portfolio Manager

Location: Bowling Green, KY / Lexington, KY / Brentwood, TN (On-Site)

Status: Full-Time, Salary Exempt

Why Join First Financial Bank?

If you're a strategic, detail-focused professional with a passion for credit management and portfolio oversight, this is your opportunity to contribute to a high-performing commercial lending team. As a Commercial Loan Portfolio Manager, you’ll play a critical role in supporting business relationships, ensuring credit compliance, and streamlining internal processes. You'll work closely with senior lenders and gain exposure to complex credit structuring and portfolio strategy in a collaborative, relationship-driven environment.

What You’ll Do

• Support Portfolio Management: Partner with commercial lenders to manage new and existing commercial loan relationships.
• Review Loan Performance: Complete annual reviews and monitor term loan performance, including covenant tracking and compliance.
• Coordinate Financial Data Flow: Manage the receipt and delivery of financial statements to credit analysts and internal systems.
• Resolve Documentation Issues: Work with internal teams to clear financial, insurance, and post-closing audit exceptions.
• Assist with Credit Analysis: Collaborate with credit analysts to ensure financial spreads are completed and properly filed.
• Facilitate Due Diligence: Order credit reports, UCC searches, appraisals, flood determinations, and other pre-closing items.
• Respond to Customer Requests: Fulfill client needs for amortization schedules, loan documentation, and other post-closing inquiries.
• Monitor Maturing Loans: Track maturity dates to ensure timely financial collection and loan renewals.
• Collaborate Across Teams: Work cross-functionally to support efficient portfolio operations and maintain compliance.
• Contribute to Strategic Projects: Support leadership with special initiatives and reporting as needed.

What We’re Looking For

• Bachelor’s degree in Finance, Accounting, or a related field preferred.
• 5–10 years of commercial lending or credit administration experience required.
• Strong knowledge of credit principles and commercial loan documentation.
• Excellent communication, analytical, and organizational skills.
• Ability to manage competing priorities and work collaboratively within a team.
• Proficiency in Microsoft Office Suite, especially Excel and Word.
• High attention to detail and commitment to delivering accurate, timely work.
• Ability occasionally to work at various locations within driving distance.
• Ability to remain in a stationary position for up to 75% of an eight (8) hour workday.

• Ability to review information and details at close range (within a few feet).

What We Offer

• Competitive Pay & Benefits: Medical, dental, vision, and employer-paid life and disability insurance.
• Financial Perks: 401(k) match, Employee Stock Ownership Program (ESOP), and banking benefits.
• Work-Life Balance: Paid time off, including 11 Federal Reserve bank holidays.
• Growth Opportunities: Tuition assistance and professional development programs.
• A Supportive Culture: Integrity, collaboration, innovation, and respect are at the heart of what we do.

Who We Are

First Financial Bank is a dynamic financial institution with over $6+ billion in assets and a proud history dating back to 1834. With more than 75 banking centers across five states, we are committed to empowering our clients, fostering personal growth, and building community.

Joining First Financial Bank means becoming part of a legacy where your work directly contributes to the stability and growth of the communities we serve. Here, you are more than an employee; you are an essential member of a team dedicated to living out the values of "One First" every day. Be part of a bank that values your contributions and invests in your future!

Ready to Join Us?

Apply now and take the next step in your banking career! We review all applications and will respond promptly.

First Financial Bank is an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, disability, military and/or veteran status, or any other Federal or State legally protected classes.