Credit Analyst - Drive Risk & Growth in Houston

Mustang Cat; Houston (TX); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Great Work-Life Balance

Job Stability + Career Growth

Comprehensive Benefits – Medical, Dent

401(k) with Employer Match

Tuition Reimbursement & Development

Paid Time Off & Holidays

Job summary

Mustang Cat, Houston, TX, is hiring a Credit Analyst to join the Credit & Collections team. You will evaluate commercial and consumer credit applications, assess risk, establish limits, and support growth while protecting financial interests.

The role suits experienced credit professionals who enjoy independent decision-making in a fast-paced environment. Strong Excel skills and knowledge of credit reporting platforms are required.

Qualifications

• 3–5 years of experience in commercial credit analysis or underwriting.
• Experience evaluating commercial and consumer credit information.
• Strong understanding of financial statements and credit risk.
• Proficiency with Excel and credit reporting platforms.

Responsibilities

• Review commercial and consumer credit applications to determine creditworthiness and limits.
• Analyze credit reports and financial statements to assess risk.
• Approve, decline, or recommend terms within authority.
• Monitor accounts for delinquencies and changes in risk.
• Collaborate with Sales and Credit teams to support timely decisions.
• Maintain accurate credit records and ensure policy compliance.
• Identify process improvements to reduce exposure and improve efficiency.

Skills

Credit analysis

Financial analysis

Excel

Independent decision-making

Communication

Education

Bachelor's degree in Finance/Accounting/Business

Tools

Dun & Bradstreet

Experian

MicroBilt

Job description

Mustang Cat, Houston, TX, is hiring a Credit Analyst to join the Credit & Collections team. You will evaluate commercial and consumer credit applications, assess risk, establish limits, and support growth while protecting financial interests.

The role suits experienced credit professionals who enjoy independent decision-making in a fast-paced environment. Strong Excel skills and knowledge of credit reporting platforms are required.