Credit Analyst, Commercial Banking Dev Program (Phoenix)

Western Alliance Bank; Phoenix (AZ); On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

Competitive salaries

Ownership stake in the company

Medical and dental insurance

Time off

401k matching program

Tuition assistance program

Employee volunteer program

Wellness program

Job summary

Western Alliance Bank in Phoenix (CityScape) is seeking a Credit Analyst for our Commercial Banking Development Program. You will spread, analyze, and maintain financial background information on customers and develop credit studies for loan officers and executives.

This entry-level program emphasizes financial analysis, compliance, and collaboration with treasury management, foreign exchange, and loan packaging.

Qualifications

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry level speaking and writing communications skills.

Responsibilities

• Spread, manage and maintain financial background information on present and prospective customers, and develop credit studies for Loan Officers, Chief Credit Officer and other Executive Management.
• Manage spread assignments, conduct financial analyses, and maintain related records and files.
• Prepare a variety of credit department reports.
• Support the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers.
• Review client financials and perform sensitivity analysis to evaluate credit risk in bank structures and prepare in-depth reports.

Skills

Financial analysis

Analytical thinking

Communication skills

Leadership

Organizational skills

Self-motivation

Education

Bachelor's degree or equivalent experience

Accounting course

GPA 3.0 or higher

Job description

Western Alliance Bank in Phoenix (CityScape) is seeking a Credit Analyst for our Commercial Banking Development Program. You will spread, analyze, and maintain financial background information on customers and develop credit studies for loan officers and executives.

This entry-level program emphasizes financial analysis, compliance, and collaboration with treasury management, foreign exchange, and loan packaging.