Credit Analyst - Commercial Banking Development Program

Western Alliance Bank; Phoenix (AZ); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Competitive salary

Ownership stake

Medical and dental insurance

401k matching

Tuition assistance

Employee volunteer program

Wellness program

Job summary

Western Alliance Bank is seeking a Credit Analyst as part of the 2027 Commercial Banking Development Program in Phoenix, AZ. The role focuses on spreading and analyzing financial data, building credit studies for loan officers and executives, and preparing diverse credit reports.

You will collaborate with bank teams on treasury products and loan packages, manage compliance, and support ongoing credit administration efforts to enable sound lending decisions.

Qualifications

• Bachelor's degree or equivalent experience required.
• GPA 3.0+ required.
• Strong analytical, written and verbal communication skills.
• Interest in Commercial Banking.
• Ability to work independently.

Responsibilities

• Analyze credit and collateral information to determine lending risk.
• Collect, organize, and analyze company financials to support compliance and bank systems.
• Prepare in-depth credit department reports for loan officers and executives.
• Review client financials and perform sensitivity analysis to evaluate credit risk.
• Collaborate cross-functionally to execute treasury management products and loan packages.
• Monitor loan disbursements to ensure compliance with bank regulations.

Skills

Analytical

Financial analysis

Credit risk

Communication

Leadership

Education

Bachelor's degree

Tools

Excel

Job description

Western Alliance Bank is seeking a Credit Analyst as part of the 2027 Commercial Banking Development Program in Phoenix, AZ. The role focuses on spreading and analyzing financial data, building credit studies for loan officers and executives, and preparing diverse credit reports.

You will collaborate with bank teams on treasury products and loan packages, manage compliance, and support ongoing credit administration efforts to enable sound lending decisions.