Credit Analyst, Commercial Banking Development Program

Western Alliance Bancorporation; Phoenix (AZ); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Competitive compensation

Ownership stake

Medical and dental insurance

Time off

401k matching

Tuition assistance

Employee volunteer program

Wellness program

Job summary

Western Alliance Bancorporation is offering a 2027 Commercial Banking Development Program position in Phoenix, AZ for a Credit Analyst focused on Sponsor Finance. The role centers on spreading, analyzing, and maintaining financial data to develop credit studies for lending decisions.

The program emphasizes cross-functional collaboration, risk assessment, and preparation of loan packages while supporting compliance and reporting for a growing commercial banking unit.

Qualifications

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry level speaking and writing communications skills.

Responsibilities

• Spread, manage and maintain financial background information on present and prospective customers and develop credit studies for Loan Officers and executive management.
• Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures.
• Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents; produce loan packages for new and restructured loans.
• Support Credit Administration by analyzing credit and collateral information to determine lending risks.
• Monitor loan disbursements to ensure compliance with Bank regulations; prepare in-depth reports with actions based on research.
• Facilitate reporting with third parties (auditors, appraisers) as requested.

Skills

Analytical thinking

Communication skills

Leadership

Organizational skills

Self-motivation

Interest in Commercial Banking

Education

Bachelor's degree or equivalent experience

Accounting course

Job description

Western Alliance Bancorporation is offering a 2027 Commercial Banking Development Program position in Phoenix, AZ for a Credit Analyst focused on Sponsor Finance. The role centers on spreading, analyzing, and maintaining financial data to develop credit studies for lending decisions.

The program emphasizes cross-functional collaboration, risk assessment, and preparation of loan packages while supporting compliance and reporting for a growing commercial banking unit.