Credit Analyst - Commercial Banking Dev Program (Equity)

Western Alliance Bank; Chandler (AZ); On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Health insurance

401k matching

Job summary

Western Alliance Bank in Chandler, AZ is hiring for the 2027 Commercial Banking Development Program - Credit Analyst. You’ll spread, analyze, and maintain financial data on current and prospective customers and prepare credit studies for Loan Officers and executives.

The program develops a book of business and teaches underwriting, reporting, and collaboration with treasury management and other bank groups, including client relations and loan processing experience.

Qualifications

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry level speaking and writing communications skills.

Responsibilities

• Spread, manage and maintain financial background information on present and prospective customers and develop credit studies for Loan Officers, Chief Credit Officer and executives.
• Manage spread assignments and conduct financial analyses; maintain related records and files.
• Prepare a variety of credit department reports.
• Support the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers; collect, organize and analyze company financials and update bank systems.
• Review client financials and perform sensitivity analyses to evaluate credit risk; produce in-depth reports with action plans.
• Collaborate with bank groups to execute treasury management products, foreign exchange instruments, derivatives and legal documents; produce loan packages for new and restructured loans.
• Facilitate reporting with third parties and monitor loan disbursements to ensure compliance.

Skills

Analytical skills

Communication skills

Leadership

Organizational skills

Education

Bachelor's degree or equivalent experience

Accounting course

Job description

Western Alliance Bank in Chandler, AZ is hiring for the 2027 Commercial Banking Development Program - Credit Analyst. You’ll spread, analyze, and maintain financial data on current and prospective customers and prepare credit studies for Loan Officers and executives.

The program develops a book of business and teaches underwriting, reporting, and collaboration with treasury management and other bank groups, including client relations and loan processing experience.