Credit Analyst, Banking Development Program

Western Alliance Bank; San Diego (CA); On-site; USD 38,000 - 54,000; Full time

Benefits offered by this job

Competitive salaries

Ownership stake in the company

Medical and dental insurance

Time off

401k matching program

Tuition assistance program

Employee volunteer program

Wellness program

Job summary

Western Alliance Bank is seeking a candidate for its 2027 Commercial Banking Development Program - Credit Analyst in San Diego, CA. You will build credit studies, analyze financial data, and prepare reports to support lending decisions while collaborating with multiple bank groups on treasury, FX, and loan documentation.

The role emphasizes analytical and organizational skills, a solid accounting background, and the ability to work with clients to resolve compliance and operational inquiries in

Qualifications

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry level speaking and writing communications skills.

Responsibilities

• Spread, manage and maintain financial background information on present and prospective customers, and develop credit studies.
• Manage spread assignments, conduct financial analyses, and maintain related records.
• Prepare credit department reports and analyze credit and collateral information.
• Collect, organize, analyze company financials to ensure Bank compliance.
• Work with clients to resolve compliance issues and inquiries.
• Review client financials and perform credit risk analyses.
• Prepare in-depth reports with action plans from qualitative and quantitative research.
• Collaborate across Bank groups to execute treasury and FX instruments and legal documents.
• Produce loan packages for new and restructured loans.
• Facilitate reporting with third parties (auditors, appraisers, etc.).
• Monitor loan disbursements for regulatory compliance.

Skills

Analytical skills

Communication skills

Leadership

Organizational skills

Education

Bachelor's degree or equivalent experience

Accounting course completion

Job description

Western Alliance Bank is seeking a candidate for its 2027 Commercial Banking Development Program - Credit Analyst in San Diego, CA. You will build credit studies, analyze financial data, and prepare reports to support lending decisions while collaborating with multiple bank groups on treasury, FX, and loan documentation.

The role emphasizes analytical and organizational skills, a solid accounting background, and the ability to work with clients to resolve compliance and operational inquiries in