Junior Credit Analyst — Commercial Banking Development Program

Western Alliance Bancorporation; San Diego (CA); On-site; USD 38,000 - 54,000; Full time

Benefits offered by this job

Competitive salaries

Ownership stake in the company

Medical and dental insurance

Time off

401k matching program

Tuition assistance program

Employee volunteer program

Wellness program

Job summary

Western Alliance Bancorporation offers a 2027 Commercial Banking Development Program - Credit Analyst in San Diego, CA, focused on building credit analysis skills through financial spread management and credit studies for loan officers and executive management.

You will review client financials, perform sensitivity analyses to assess credit risk, and collaborate across bank teams to prepare loan packages and ensure regulatory compliance.

Qualifications

• Completion of an Accounting course.
• Bachelor's degree or equivalent experience required.
• GPA of 3.0 or higher is required.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• An interest in working in Commercial Banking.
• Ability to self-motivate and work productively without supervision.
• Entry level speaking and writing communications skills.

Responsibilities

• Support the Credit Administration team in analyzing credit and collateral information to determine risk and ensure Bank compliance.
• Review client financials and perform sensitivity analysis to evaluate credit risk; prepare action plans from research.
• Collaborate cross-functionally with Bank groups to execute treasury management products, foreign exchange instruments, derivatives and legal documents; produce loan packages for new and restructured loans.
• Facilitate reporting and requests with third parties (field auditors, appraisers, etc.); monitor loan disbursements for regulatory compliance.

Skills

Analytical skills

Communication

Leadership

Organizational skills

Education

Bachelor's degree or equivalent experience

Accounting course

Job description

Western Alliance Bancorporation offers a 2027 Commercial Banking Development Program - Credit Analyst in San Diego, CA, focused on building credit analysis skills through financial spread management and credit studies for loan officers and executive management.

You will review client financials, perform sensitivity analyses to assess credit risk, and collaborate across bank teams to prepare loan packages and ensure regulatory compliance.