Credit Analyst: Analyze, Advise & Grow Local Businesses

Northrim Bank, Member FDIC; Anchorage (AK); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Medical, Dental and Vision insurance

Paid Time Off & holidays

401K match

Parental Leave & Education Support

Job summary

Northrim Bank in Alaska is seeking an analytical Credit Analyst to evaluate businesses and support lending decisions within our Commercial Credit team. You will review financial data, credit information, and industry trends to inform lending outcomes and portfolio quality.

Roles range from Analyst I to Senior Analyst, offering opportunities to mentor others and tackle more complex relationships as you grow. Strong communication and attention to detail are essential.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, or related field (or equivalent experience).
• Two or more years of commercial credit analysis or underwriting experience.
• Experience analyzing complex commercial relationships.

Responsibilities

• Analyze commercial financial statements, tax returns, and credit information.
• Spread financial statements and evaluate borrower performance.
• Identify financial trends, risks, and opportunities.
• Calculate cash flow, debt service coverage, financial ratios, and collateral values.
• Prepare portfolio reports and communicate potential credit concerns.

Skills

Financial statement analysis

Commercial credit underwriting

Cash flow analysis

Financial ratio analysis

Education

Bachelor's degree in Finance, Accounting, Business Administration, or related field

College-level accounting coursework

Tools

Microsoft Excel

Microsoft Word

Microsoft Outlook

Microsoft PowerPoint

Job description

Northrim Bank in Alaska is seeking an analytical Credit Analyst to evaluate businesses and support lending decisions within our Commercial Credit team. You will review financial data, credit information, and industry trends to inform lending outcomes and portfolio quality.

Roles range from Analyst I to Senior Analyst, offering opportunities to mentor others and tackle more complex relationships as you grow. Strong communication and attention to detail are essential.