Credit Analyst

Westpac; United States; Presencial; USD 27.000 - 36.000; Jornada completa

Descripción de la vacante

Westpac PNG is seeking a Credit Analyst to assess and analyse customer credit applications, prepare high-quality credit submissions, and support risk management. You will evaluate financial information, monitor portfolios, and provide well-reasoned lending recommendations in a timely manner.

You will collaborate with Relationship Managers and stakeholders, ensure adherence to lending policies, and contribute to portfolio monitoring and reporting.

Formación

• A degree in Accounting, Finance, Banking, Business, Economics, or a related discipline.
• Experience in credit analysis, lending, business banking, or financial services.
• Strong attention to detail and analytical capability with experience in cashflow modelling.
• Understanding of accounting principles, financial statement analysis, and business performance assessment.
• Sound knowledge of credit risk management and lending practices.
• Strong written and verbal communication skills, with the ability to influence stakeholders.
• Proven ability to build collaborative relationships and work effectively within a team.
• Strong organisational skills with the ability to manage competing priorities and deliver quality outcomes.

Responsabilidades

• Assess and prepare credit submissions, annual reviews, and recommendations.
• Analyse financial statements, cashflows, and customer creditworthiness.
• Monitor portfolio performance, credit quality, and emerging risks.
• Ensure compliance with lending policies, governance requirements, and risk frameworks.
• Maintain accurate credit records, reporting, and risk reviews.
• Support process improvements and strengthen internal controls.
• Build strong relationships with Relationship Managers, customers, and key stakeholders.
• Deliver trusted advice and excellent customer service to support customer outcomes.

Conocimientos

Credit analysis

Lending

Cashflow modelling

Credit risk management

Stakeholder communication

Team collaboration

Time management

Educación

Degree in Accounting/Finance/Banking/Business/Economics

Descripción del empleo

Credit Analyst – POR00578

Credit Analyst

Join Westpac PNG and help deliver quality credit decisions that support customer growth while effectively managing risk.

About Us

We are a bank that’s been around for generations, helping our customers grow and prosper with their business. We are also committed to our vision: to be our customers’ #1 Bank and Partner Through Life.

As the oldest bank and first company in Australia, we have more than 200 years of continuous service to the people of Papua New Guinea. Through our unique portfolio of brands, we support and serve a vast clientele.

About the Role

Reporting to the Portfolio Manager Corporate & Commercial Banking, you will be responsible for assessing and analysing customer credit applications and preparing high-quality credit submissions in a timely manner. You will identify and evaluate key risks, assess the integrity of financial information, and provide well-reasoned recommendations that support sound lending decisions. You will also contribute to portfolio monitoring, risk management, stakeholder engagement, and the delivery of reporting requirements that support the Corporate & Commercial Banking business.

Key responsibilities of the role include:

• Assess and prepare credit submissions, annual reviews, and recommendations.
• Analyse financial statements, cashflows, and customer creditworthiness.
• Monitor portfolio performance, credit quality, and emerging risks.
• Ensure compliance with lending policies, governance requirements, and risk frameworks.
• Maintain accurate credit records, reporting, and risk reviews.
• Support process improvements and strengthen internal controls.
• Build strong relationships with Relationship Managers, customers, and key stakeholders.
• Deliver trusted advice and excellent customer service to support customer outcomes.

Skills that will help you be successful in the role

In order to perform this role successfully, you should have:

• A degree in Accounting, Finance, Banking, Business, Economics, or a related discipline.
• Experience in credit analysis, lending, business banking, or financial services.
• Strong attention to detail and analytical capability with experience in cashflow modelling.
• Understanding of accounting principles, financial statement analysis, and business performance assessment.
• Sound knowledge of credit risk management and lending practices.
• Strong written and verbal communication skills, with the ability to influence stakeholders.
• Proven ability to build collaborative relationships and work effectively within a team.
• Strong organisational skills with the ability to manage competing priorities and deliver quality outcomes.

What’s in it for me?

Playing a significant part in the future of the business, your career development is important to us. We will provide a platform that allows you to keep learning and growing, backed by a fantastic team of people within a can-do, supportive structure. Along with this, you will access benefits in banking, wealth and insurance offers in the market.

What’s it like to work there?

We are a bank that aims to provide a supportive working environment with a phenomenal corporate culture. We value diversity and inclusion, and we’re proud to provide a working environment with opportunities and flexibility for our team. Being part of the Westpac Family means you’ll be part of a culturally diverse team that’s been around for over 200 years.

Brand : Westpac Group

Job

: Credit Analyst

Primary Location

: Port Moresby

Employee Status

: Permanent

Schedule

: Full-time

Posting Date

: 22/09/2026, 6:14:24 AM

Closing Date

: 06/10/2026, 12:59:00 PM

Recruiter

: Elizabeth Hore
Term In Role : Not Applicable
Office Location of Position : Level 5, Harbourside West, Stanley Esplanade, Port Moresby
Job Grade : Band 6