Credit Analyst

NetApp; United States; On-site; USD 43,000 - 68,000; Full time

Job summary

NetApp is seeking a detail-oriented credit risk professional for a 6+ month contract in the United States. You will safeguard revenue by assessing customer financial health and setting credit limits that balance risk with growth.

Leverage financial analysis, credit scoring, and collaboration to shape credit strategy and drive improvements across the function. You will evaluate creditworthiness, apply varied credit arrangements, and advise on significant issues while tracking KPIs and

Qualifications

• Degree in finance, accounting, or business administration or related field.
• Experience analyzing creditworthiness and managing credit risk.
• Strong communication and cross-functional collaboration skills.

Responsibilities

• Evaluate customer creditworthiness via financial analysis and cash flow review.
• Apply credit arrangements including letters of credit and deposits.
• Advise customers on credit issues and recommended solutions.
• Establish and track KPIs for credit process effectiveness.
• Analyze credit results and propose continuous improvement.
• Communicate risk insights to collections and partner teams.
• Provide coverage for team members and contribute to initiatives.
• Apply bankruptcy laws and collateral impact to strategy.
• Assess collateral effects on cash flow and terms.
• Ensure adherence to standard accounting practices.

Skills

Analytical ability

Communication

Customer focus

Prioritization

MS Office

ERP systems

Credit analysis

Bankruptcy knowledge

Education

Bachelor's degree in Finance/Accounting/Business Admin

Tools

ERP systems (Oracle Cloud, Oracle 11i, SAP)

Job description

*6+ month contract, with potential for conversion to a permanent hire or contract extension

Job Summary

We are seeking a detail-oriented and analytically driven professional to safeguard company revenue by assessing customer financial health and establishing credit limits that balance risk with business growth. In this role, you will leverage financial analysis, credit scoring models, and cross-functional collaboration to make informed credit decisions that support global operations, mitigate risk, and strengthen customer relationships. You will play a critical part in shaping credit strategy, communicating risk insights, and driving continuous improvement across the credit function.

Responsibilities

• Evaluate customer creditworthiness through financial statement analysis, cash flow review, and trend assessment
• Apply conventional and alternative credit arrangements including letters of credit, drafts, and deposits
• Advise customers on significant credit issues and recommend appropriate solutions
• Establish and track KPIs to measure credit process effectiveness
• Compile and analyze credit results and provide recommendations for continuous improvement
• Communicate risk insights to collections and partner teams to support informed decision-making
• Provide coverage for team members during absences and actively contribute to team initiatives
• Apply knowledge of bankruptcy laws and proactive creditor strategies to protect company interests
• Assess how collateral positions affect cash flow, credit terms, and collection strategies
• Ensure adherence to standard accounting and finance practices while supporting a culture of continuous improvement

Skills

• Strong analytical and problem-solving skills with the ability to interpret complex financial data
• Excellent written and verbal communication skills
• Customer-focused mindset with strong interpersonal skills
• Ability to prioritize tasks, meet deadlines, and manage multiple responsibilities effectively
• Proficiency in Microsoft Office applications including Excel, Word, PowerPoint, and Outlook
• Experience with ERP systems such as Oracle Cloud, Oracle 11i, or SAP
• Ability to interpret credit reports and apply credit scoring models
• Knowledge of bankruptcy laws and collateral impact on credit and collections strategy

Experience

• Minimum 2 years of experience in credit analysis or financial risk assessment
• Demonstrated experience evaluating creditworthiness and managing credit risk in a professional setting
• Prior experience working cross-functionally with collections, finance, or partner teams is strongly preferred

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field

This is the pay range that Magnit reasonably expects to pay someone for this position: Min:$31/Hr Mid:$39/Hr Max:$49/Hr

Temporary job opportunities align well with people who are looking for career flexibility and less traditional ways of working, but at the same time are people driven to deliver amazing work in high-profile situations. Magnit Direct Source is a service offered by Magnit Global that provides top talent directly to industry leading clients who have flexible temporary assignments that work on a variety of projects and unlock opportunities for exciting work. As a temporary employee, you will be employed by Magnit Global, NetApp’s vendor responsible for fulfilling temporary jobs at NetApp. You will not be employed by NetApp.