Credit Analyst

Starion Bank; Town of Middleton (WI); On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

Competitive Salary

Comprehensive Benefits

Retirement Plan

Incentives

Work-Life Balance

Job summary

Starion Bank is seeking an experienced Credit Analyst to join our team across Wisconsin and North Dakota branches. You will analyze credit requests, prepare CAPs, and conduct annual reviews to assess creditworthiness and appropriate loan structures.

The role involves supporting lenders, driving risk management initiatives, and guiding policy improvements. Qualified candidates have a bachelor’s degree in a related field and 3–8 years in credit analysis or financial analysis, with strong

Qualifications

• Bachelor’s degree in accounting, finance, economics, business administration, or related field.
• 3–8 years of credit analysis, lending, or financial analysis experience; level II or III based on experience.
• Strong financial statement analysis and credit risk assessment skills.
• Ability to work independently and provide guidance on complex credit matters.
• Strong communication and presentation skills; able to educate others.
• Advanced proficiency in Microsoft Word and Excel; database or financial software preferred.

Responsibilities

• Analyze new and existing credit requests, including complex credits, and prepare financial spreads and CAPs.
• Conduct annual credit reviews and provide recommendations on creditworthiness, risk, and loan structure.
• Serve as a resource to lenders on complex credit transactions and risk assessments.
• Lead or assist with credit administration projects, process improvements, and risk management initiatives.
• Support loan policy administration by providing guidance and clarifications.
• Identify training needs and provide credit-related training to lending staff.

Skills

Credit analysis

Financial analysis

Credit risk assessment

Loan structuring

Problem-solving

Independent work

Communication skills

Presentation skills

Microsoft Word

Education

Bachelor’s degree in accounting, finance, economics, business administration, or related field

Tools

Microsoft Excel

Job description

Join Our Team as an experienced Credit Analyst at Starion Bank!

Are you an analytical, detail-oriented professional with a passion for financial analysis and sound credit decision-making? If so, we want you to join our team at Starion Bank!

Why Starion Bank? As a growing community bank, we pride ourselves on local leadership, personalized service, and deep community loyalty. We're not just a bank; we're a place where you can thrive both professionally and personally.

Position:

Credit Analyst

Location:

This position is available at any of our branches in North Dakota and Wisconsin.

Key Responsibilities:

• Analyze new and existing credit requests, including complex credits, and prepare financial spreads and Credit Approval Presentations (CAPs).
• Conduct annual credit reviews and provide recommendations regarding creditworthiness, risk, and appropriate loan structure.
• Serve as a resource to lenders on complex credit transactions, financial analysis, risk assessments, and servicing needs.
• Lead or assist with credit administration projects, process improvements, regulatory changes, system enhancements, and risk management initiatives.
• Support loan policy administration by providing guidance and recommending improvements or clarifications.
• Identify training needs and provide credit-related training and guidance to lending staff; conduct appraisal reviews as needed.

Qualifications:

• Bachelor’s degree in accounting, finance, economics, business administration, or a related field.
• Three to eight years of related credit analysis, lending, or financial analysis experience; placement at the Credit Analyst II or III level will be based on experience and qualifications.
• Strong financial statement analysis, credit risk assessment, loan structuring, and problem-solving skills.
• Ability to work independently and provide sound technical guidance on complex credit matters.
• Strong communication and presentation skills with the ability to educate and advise others.
• Advanced proficiency in Microsoft Word and Excel; database or financial software experience preferred.

What We Offer:

• Competitive Salary: Your hard work deserves great pay!
• Comprehensive Benefits: Including health, life, dental, vision, and a health savings account.
• Retirement Planning: 401K and profit-sharing options.
• Incentives: Annual Incentive Compensation Program available for all benefit eligible employees
• Work-Life Balance: Paid vacation and holidays.

Recognized Excellence:

Join a team recognized as the “Best of the Best” by Independent Bankers magazine!

Ready to Make a Difference?

Starion Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.