Credit Analyst

Remote Jobs; Perryville (MO); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Competitive Salary

Personal paid time off, as eligible

401K and Employee Stock Option Plan

Medical, dental, vision, life and/or P

Fitness reimbursement

Learning, development and growth

Job summary

The Bank of Missouri is seeking a Credit Analyst to perform loan credit analysis for new and existing projects, assist loan officers with financial statement reviews, and support loan review and external auditors. The role requires onsite training in the first 90 days and offers a broad benefits package in a community-focused bank.

Applicants should have a Bachelor’s degree in finance or accounting or 1–2 years of related experience.

Qualifications

• Bachelor's degree in finance or accounting or 1–2 years related experience or equivalent.
• Experience performing financial analysis and credit reviews is preferred.
• Strong written and verbal communication, attention to detail.

Responsibilities

• Complete all financial analysis reviews assigned and report results to the lending officer or supervisors.
• Examine files for adequacy of credit and report examination results to the appropriate officer.
• Prepare written analysis on large loans, large aggregate lending to one borrower, and complex or weak loans.
• Assist in preparing loan package presentations for approval with written proposals and attachments.

Skills

Credit analysis

Financial statement review

Reporting to lending officers

Education

Bachelor's degree in finance or accounting

Job description

Working at The Bank of Missouri

At The Bank of Missouri we know it takes great people to support the communities we serve! We are passionate about caring for people and communities, and know how to recognize and reward our employees for their talent and contributions. When you work at The Bank of Missouri, you not only get to help others, but you also get the resources, opportunities and support to grow your own career.

About our Company

Staying in business for more than 130 years is hard. Really hard. If you think about it, we've endured many events, like the Great Depression and two World Wars. We've survived and thrived, thanks to our great customers and communities. We were founded on core values of accountability, community service and financial conservatism. Those principles are the reason we are still in business today. Caring for people and communities is our foundation!

We've built a reputation of being financially secure and community focused. We are an independent community bank and fully intend to stay that way. We are big enough to accommodate any financial need, yet small enough to give every customer the personal treatment they deserve.

About this job

As a Credit Analyst, you'll complete loan credit analysis for new and existing projects, assist loan officers with financial statement review and assist loan review function and external auditors.

First 90 days in the position requires onsite training

Here are some of the great benefits you will enjoy as a member of our team

• Competitive Salary
• Personal paid time off, as eligible and paid holidays
• 401K and Employee Stock Option Plan, as eligible
• Generous medical, dental, vision, life and disability insurance
• Fitness reimbursement
• Learning, development and growth opportunities

As a Credit Analyst you will

Complete all financial analysis reviews assigned, reporting results to the appropriate lending officer or department supervisors as applicable. Follow-up to ensure timely responses to the recommendations and the resolution and/or implementation of the same.

Examine files systematically for adequacy of credit and/or deficiencies; report examination results to the appropriate lending officer as requested.

Prepare written analysis on all large loans, large aggregate lending to one borrower, complex and weak loans.

Assist in preparing loan package presentations for approval, including both written proposal and attachments.

Qualifications for Success

Bachelors degree (B.A.) from four-year college or university, preferably finance or accounting; or one to two years related experience and/or training; or equivalent of education and experience.

The Bank of Missouri is an Equal Opportunity Employer