Credit Analyst

Midstates Executive Solutions; Las Vegas (NV); On-site; USD 60,000 - 75,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Vision Insurance

Paid Vacation, Sick, and Holiday time

6% 401k match

Job summary

Midstates Executive Solutions is seeking a Credit Analyst to evaluate loan applications and provide data-driven recommendations. You will analyze financial statements, tax returns, and cash flow to assess borrower creditworthiness and structure appropriate credit terms.

The role requires at least a Bachelor's in Finance or Accounting and 2+ years of credit analysis experience. Moody's Analytics experience is strongly preferred, and the role includes standard benefits and a pre-employment

Qualifications

• Bachelor's degree in Finance, Accounting, or related field required.
• 2+ years of experience in credit analysis or lending preferred.
• Experience with Moody's Analytics or similar software strongly preferred.

Responsibilities

• Conducts in-depth financial analysis of loan applications including financial statements, tax returns, cash flow projections, and credit reports.
• Evaluates creditworthiness of prospective borrowers based on financial data, industry trends, and economic conditions.
• Prepares comprehensive credit presentations outlining the recommended credit structure, terms, and conditions.
• Monitors the credit risk of the existing portfolio by reviewing financial statements and conducting regular portfolio reviews.
• Works closely with the loan officer to ensure timely and accurate credit decisions are made.
• Adheres to all company credit policies and guidelines established by the bank.
• Other duties as assigned.

Skills

Financial analysis

Credit analysis

Data interpretation

Education

Bachelor's degree in Finance, Accounting, or related field

Tools

Moody's Analytics

Job description

About the role

The Credit Analyst is key in making data-backed recommendations through research and analysis of customer financial documents. This role is responsible for analyzing financial data to assess the likelihood of a borrower honoring their financial obligations on behalf of the bank.

Position can be located in Henderson. It is not a remote position.

What you will do

• Conducts in-depth financial analysis of loan applications including financial statements, tax returns, cash flow projections, and credit reports.


• Evaluates creditworthiness of prospective borrowers based on financial data, industry trends, and economic conditions.


• Prepares comprehensive credit presentations outlining the recommended credit structure, terms, and conditions.


• Monitors the credit risk of the existing portfolio by reviewing financial statements and conducting regular portfolio reviews.


• Works closely with the loan officer to ensure timely and accurate credit decisions are made.


• Adheres to all company credit policies and guidelines established by the bank.


• Other duties as assigned.

What you will need

• Bachelor's degree in Finance, Accounting, or related field required.


• 2+ years of experience in credit analysis or lending preferred.


• Experience with Moody's Analytics or similar software strongly preferred.

What we offer

• Health Insurance


• Dental Insurance


• Vision Insurance


• Paid Vacation, Sick, and Holiday time


• A competitive 6% 401k match


• And more!

Candidate must pass a pre-employment screening including credit history and criminal record check.