Credit Analyst

WorldBridge Partners - Leaders in Recruiting and Executive Search; Illinois; On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical insurance

401(k) plan

Paid time off

Job summary

Community Bank in Illinois seeks a Credit Analyst to support our lending team with sound, well-documented credit decisions. You'll analyze commercial, real estate, and agricultural credits and work side by side with experienced lenders.

This is an on-site, full-time role with typical Monday–Friday hours. Qualifications include 2+ years in credit analysis, strong financial analysis and credit risk skills, familiarity with agriculture, advanced Excel, and a bachelor’s degree in Finance,

Qualifications

• 2+ years of credit analysis experience in banking or lending.
• Strong financial analysis and credit risk skills.
• Familiarity with agriculture and agricultural lending.
• Advanced Excel skills and strong written communication.
• Bachelor's degree in Finance, Accounting, Business, Agricultural Economics, or equivalent experience.

Responsibilities

• Analyze financial statements, tax returns, and cash flow for commercial and agricultural borrowers.
• Prepare credit memos and risk recommendations for lenders and loan committee.
• Evaluate farm operations, including crop and livestock budgets, working capital, and collateral.
• Monitor portfolio credits through annual reviews and covenant tracking.
• Maintain accurate, audit-ready loan files and support regulatory exams.

Skills

Credit analysis

Financial analysis

Agricultural lending

Advanced Excel

Written communication

Education

Bachelor's degree

Tools

Excel

Job description

Our community bank is seeking a Credit Analyst to support our lending team with sound, well-documented credit decisions. You'll analyze commercial, real estate, and agricultural credits and work side by side with experienced lenders.

Responsibilities

• Analyze financial statements, tax returns, and cash flow for commercial and agricultural borrowers
• Prepare credit memos and risk recommendations for lenders and loan committee
• Evaluate farm operations, including crop and livestock budgets, working capital, and collateral
• Monitor portfolio credits through annual reviews and covenant tracking
• Maintain accurate, audit-ready loan files and support regulatory exams

Qualifications

• 2+ years of credit analysis experience in banking or lending
• Strong financial analysis and credit risk skills
• Familiarity with agriculture and agricultural lending
• Advanced Excel skills and strong written communication
• Bachelor's degree in Finance, Accounting, Business, Agricultural Economics, or equivalent experience

What We Offer

• Competitive salary, based on experience
• Medical, dental, and vision insurance; 401(k) ; paid time off

This is an on-site, full-time role, typically Monday through Friday during regular business hours.