Credit Analyst

gpac; Oklahoma City (OK); On-site; USD 55,000 - 75,000; Full time

Job summary

gpac in Oklahoma City is seeking a Credit Analyst to support commercial lending and underwriting. You will analyze financial statements, tax returns, credit reports, and other borrower information to assess creditworthiness.

The role requires 2–4 years in banking or credit analysis, strong analytical skills, and effective communication with lenders and credit leadership. This is a full-time role based in Oklahoma City with opportunities for growth.

Qualifications

• 2–4 years of banking or commercial credit analysis experience.
• Strong understanding of financial statement and cash-flow analysis.
• Experience with commercial/real estate lending preferred.
• Strong analytical, organizational, and communication skills.

Responsibilities

• Prepare credit analysis, underwriting, and loan presentations for commercial borrowers.
• Analyze financial statements, cash flow, tax returns, and credit history.
• Assist lenders with new loan requests, renewals, and portfolio management.
• Monitor existing credits and identify potential risk or credit concerns.
• Prepare financial spreads and maintain accurate credit documentation.
• Work closely with lenders and credit leadership to support sound lending decisions.

Skills

Credit analysis

Financial statement analysis

Cash-flow analysis

Communication skills

Education

Bachelor's degree in finance, accounting, business, or related field

Job description

Seeking a Credit Analyst with 2-4 years of banking experience to support commercial lending and credit underwriting activities. This role will analyze financial statements, tax returns, credit reports, and other borrower information to assess creditworthiness and repayment capacity.

Key Responsibilities

• Prepare credit analysis, underwriting, and loan presentations for commercial borrowers.
• Analyze financial statements, cash flow, tax returns, and credit history.
• Assist lenders with new loan requests, renewals, and portfolio management.
• Monitor existing credits and identify potential risk or credit concerns.
• Prepare financial spreads and maintain accurate credit documentation.
• Work closely with lenders and credit leadership to support sound lending decisions.

Qualifications

• 2-4 years of banking or commercial credit analysis experience.
• Strong understanding of financial statement and cash-flow analysis.
• Experience with commercial and/or commercial real estate lending preferred.
• Strong analytical, organizational, and communication skills.
• Bachelor's degree in finance, accounting, business, or a related field preferred.

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.