Credit Analyst

Idahoan Foods, LLC; Fargo (ND); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Flexibility

Growth opportunities

Workspaces in Fargo

Competitive compensation & bonus

Benefits package

Values-driven culture

Job summary

RDO Equipment Co. is seeking a Credit Analyst to manage credit risk and deliver exceptional service to customers and field teams.

This role focuses on evaluating financial information, making sound recommendations, and collaborating across departments to support growth and financial stability. The position requires a Bachelor’s degree and 2+ years of credit decision experience, with strong analytical and problem-solving skills in a fast-paced environment.

Qualifications

• Education: Bachelor's degree in Finance, Accounting, Business or related field.
• Experience: 2+ years in credit decisions or underwriting.
• Skills: Strong analytical and problem-solving abilities; detail-oriented.

Responsibilities

• Evaluate customer credit applications and financials to set appropriate limits.
• Make credit decisions within authority levels and provide risk recommendations.
• Monitor credit reports and account activity to identify issues.
• Collaborate with Accounts Receivable and store leadership to maintain healthy accounts.
• For a complete list of duties view the full job description.

Skills

Analytical thinking

Problem-solving

Attention to detail

Financial analysis

Education

Bachelor's degree in Finance/Accounting/Business

Job description

At RDO Equipment Co., we are committed to making thoughtful decisions that support our customers, employees, and business. As a Credit Analyst, you will play a key role in managing credit risk while delivering exceptional service to both our customers and field teams. This position is ideal for a detail-oriented professional who enjoys analyzing financial information, making sound business recommendations, and collaborating across multiple departments to support company growth and financial stability.

What's In It For You:

• Flexibility to support your work-life balance.
• Growth and learning opportunities to help you advance your career.
• State-of-the-art workspaces and amenities in the heart of downtown Fargo.
• Competitive compensation and bonus opportunities to match your skills and experience.
• A comprehensive benefits package that supports your well-being. For more details and to view these offerings, visit RDO's benefits page.
• A company that lives by its core values: they're not just words on a wall - they're how we work, grow, and lead. Click here to learn more.

Why RDO?

When you join RDO Equipment Co., you’ll become part of an industry-leading team providing a world‑class experience for customers who do vital work and the communities in which they live. We deal in iron from the world's leading equipment and technology manufacturers, but we’re a people business first. RDO has grown from humble roots, guided by a family’s values, and shaped by the strengths, voices and entrepreneurism of our team members.

RDO's field support team members provide support for our dealership teams across the nation. Nestled in the heart of downtown Fargo, the RDO Field Support Office is a collaborative environment where your skills will be cultivated while you work alongside teams with the shared goal of partnering with the field as they serve customers. Ready to join the field support office and make your impact within our growing organization?

What You Will Do:

• Evaluate Credit Risk: Review and analyze customer credit applications, financial information, credit reports, and references to establish appropriate credit limits.
• Make Credit Decisions: Make informed credit decisions within established authority levels and provide recommendations on higher‑risk accounts.
• Monitor Reports and Accounts: Monitor credit‑related reports and account activity to identify concerns and support proactive risk management.
• Collaborate Across Teams: Partner with Accounts Receivable and store leadership teams to maintain healthy customer accounts and resolve credit‑related issues.
• For a complete list of duties and responsibilities, view the full job description here .

What You Will Need:

• Education: Bachelor's degree in Finance, Accounting, Business, or related field; equivalent professional experience will be considered.
• Experience: 2 years of relevant experience making credit decisions in a credit analyst, credit underwriting or similar role.
• Skills: Strong analytical and problem‑solving skills, with the ability to evaluate financial and credit information. Strong attention to detail, organizational skills and the ability to manage multiple priorities in a fast‑paced environment.
• Valid work authorization: Candidates must have valid work authorization and be able to work in the U.S. without company sponsorship.

Why You'll Love It Here:

• Business Impact: Play a visible role in helping leaders make informed decisions by turning financial data into insights that directly influence business performance.
• Values-Driven Organization: Join a company that prioritizes integrity, accuracy, and doing the right thing.
• Meaningful Impact: Lead and influence decisions that ensure accurate, timely, and useful financial information for leaders across the organization.
• Collaborative Culture: Be part of a team‑driven environment that values thoughtful analysis, open communication, and shared accountability.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.