Credit Analyst

RDO Equipment Co.; Fargo (ND); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Competitive compensation

Bonus opportunities

Comprehensive benefits package

Job summary

RDO Equipment Co. is seeking a Credit Analyst to evaluate credit risk, review applications, and make informed credit decisions to support growth and financial stability.

You will collaborate with Accounts Receivable and store leadership, monitor accounts, and ensure timely, accurate financial insights for leaders across the organization. Bachelor's degree and 2 years of relevant experience required.

Qualifications

• Bachelors degree in Finance, Accounting, Business, or related field.
• 2 years of relevant experience making credit decisions.
• Strong analytical and financial evaluation skills with attention to detail.
• Valid work authorization in the U.S. without company sponsorship.

Responsibilities

• Evaluate Credit Risk: review applications, financials, credit reports, and references to establish credit limits.
• Make Credit Decisions within established authority levels and provide recommendations on higher-risk accounts.
• Monitor reports and accounts to identify concerns and support proactive risk management.
• Collaborate Across Teams: partner with Accounts Receivable and store leadership to maintain healthy customer accounts.

Skills

Analytical skills

Problem solving

Attention to detail

Organizational skills

Multitasking

Education

Bachelor's degree in Finance, Accounting, Business, or related field

Job description

At RDO Equipment Co., we are committed to making thoughtful decisions that support our customers, employees, and business. As a Credit Analyst, you will play a key role in managing credit risk while delivering exceptional service to both our customers and field teams. This position is ideal for a detail-oriented professional who enjoys analyzing financial information, making sound business recommendations, and collaborating across multiple departments to support company growth and financial stability.

What's In It For You:

• Flexibility to support your work-life balance.
• Growth and learning opportunities to help you advance your career.
• State-of-the-art workspaces and amenities in the heart of downtown Fargo.
• Competitive compensation and bonus opportunities to match your skills and experience.
• A comprehensive benefits package that supports your well-being. For more details and to view these offerings, visit RDO's benefits page.
• A company that lives by its core values: they're not just words on a wall - they're how we work, grow, and lead. Click here to learn more.

Why RDO?

When you join RDO Equipment Co., you'll become part of an industry-leading team providing a world-class experience for customers who do vital work and the communities in which they live. We deal in iron from the world's leading equipment and technology manufacturers, but we're a people business first. RDO has grown from humble roots, guided by a family's values, and shaped by the strengths, voices and entrepreneurism of our team members.

RDO's field support team members provide support for our dealership teams across the nation. Nestled in the heart of downtown Fargo, the RDO Field Support Office is a collaborative environment where your skills will be cultivated while you work alongside teams with the shared goal of partnering with the field as they serve customers. Ready to join the field support office and make your impact within our growing organization?

What You Will Do:

• Evaluate Credit Risk: Review and analyze customer credit applications, financial information, credit reports, and references to establish appropriate credit limits.
• Make Credit Decisions: Make informed credit decisions within established authority levels and provide recommendations on higher-risk accounts.
• Monitor Reports and Accounts: Monitor credit-related reports and account activity to identify concerns and support proactive risk management.
• Collaborate Across Teams: Partner with Accounts Receivable and store leadership teams to maintain healthy customer accounts and resolve credit-related issues.
• For a complete list of duties and responsibilities, view the full job description here.

What You Will Need:

• Education: Bachelor's degree in Finance, Accounting, Business, or related field; equivalent professional experience will be considered.
• Experience: 2 years of relevant experience making credit decisions in a credit analyst, credit underwriting or similar role.
• Skills: Strong analytical and problemsolving skills, with the ability to evaluate financial and credit information. Strong attention to detail, organizational skills and the ability to manage multiple priorities in a fast-paced environment.
• Valid work authorization: Candidates must have valid work authorization and be able to work in the U.S. without company sponsorship.

Why You'll Love It Here:

• Business Impact: Play a visible role in helping leaders make informed decisions by turning financial data into insights that directly influence business performance.
• ValuesDriven Organization: Join a company that prioritizes integrity, accuracy, and doing the right thing.
• Meaningful Impact: Lead and influence decisions that ensure accurate, timely, and useful financial information for leaders across the organization.
• Collaborative Culture: Be part of a teamdriven environment that values thoughtful analysis, open communication, and shared accountability.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.