Credit Analyst

East West Bank; Dallas (TX); On-site; USD 34,000 - 48,000; Full time

Job summary

East West Bank, in the Dallas office, seeks a Credit Analyst to support the Texas Commercial Real Estate Team with underwriting, credit monitoring, and portfolio management across asset classes.

You will engage with RMs, PMs, clients, and internal partners to ensure thorough financial analysis and compliance with Bank policies. This role emphasizes accuracy and collaboration within a growing CRE portfolio.

Qualifications

• Bachelor's degree or combination of education and directly related experience.
• 1–2 years of banking or finance experience.
• Strong business writing skills.
• Proficiency with Microsoft Excel.
• Attention to detail.

Responsibilities

• Assist RMs and PMs with underwriting and managing non-owner-occupied CRE loans.
• Engage with clients, legal counsel, commercial support staff, and other internal partners.
• Ongoing portfolio management including reporting, covenant monitoring, annual reviews, risk rating changes.
• Ensure compliance with regulatory and credit requirements.
• Perform other administrative duties and special projects for the portfolio.
• Other projects as assigned.

Skills

Strong business writing skills

Microsoft Excel

Attention to detail

Education

Bachelor's degree or combination of education and directly related experience

Job description

Introduction

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement. Headquartered in California, East West Bank (Nasdaq: EWBC) is a top performing commercial bank with an exclusive focus on the U.S. and Greater China markets. With a strong foundation, and enterprising spirit and a commitment to absolute integrity, East West Bank gives people the confidence to reach further.

Overview

We are seeking a Credit Analyst in the Dallas office of the Texas Commercial Real Estate Team. This individual will assist in the underwriting, credit monitoring, and portfolio management of acquisition, value-add/bridge, and construction loans across all asset classes.

Responsibilities

• Assist Relationship Managers (RMs) and Portfolio Managers (PMs) with underwriting and managing non-owner-occupied commercial real estate loans in accordance with the Bank’s established guidelines and policies.
• Engage with clients, legal counsel, commercial support staff, and other internal business partners.
• Ongoing portfolio management including tracking and spreading financial reporting, monitoring covenant compliance, annual reviews, risk rating changes, and problem loan reports.
• Ensure compliance with the Bank’s regulatory and credit requirements.
• Perform other administrative duties and special projects as needed for the maintenance of a portfolio of clients.
• Other projects as assigned.

Qualifications

• Bachelor's degree or combination of education and directly related experience
• 1-2 years of banking or finance experience
• Strong business writing skills
• Proficiency with Microsoft Excel
• Attention to detail

Compensation

The base pay range for this position is USD $25.00/Hr. - USD $35.00/Hr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.