Credit Analyst

Commercial Credit Group; Charlotte (NC); On-site; USD 60,000 - 85,000; Full time

Job summary

Commercial Credit Group in Charlotte, NC is seeking a Credit Analyst to analyze, structure, and recommend new business transactions with a focus on financial statement and collateral analysis. You will coordinate the credit process with marketing teams, customers, and vendors to ensure timely funding and compliance.

The role offers visibility to senior management and opportunities for career advancement. A Bachelor's in Finance or related field is required, with 3–5 years of credit underwriting

Qualifications

• 3–5 years of credit underwriting experience in equipment finance.
• Bachelor’s Degree in Finance or related field.
• Strong communication and analytical skills; detail oriented.

Responsibilities

• Analyze, structure and recommend new business transactions.
• Financial statement and collateral analysis.
• Coordinate credit process with marketing team, customer and vendor to ensure timely and responsive transaction flow.
• Oversight of transaction documentation and funding.
• Post funding compliance.

Skills

Credit underwriting

Analytical skills

Communication

Excel

Financial statement analysis

Interpersonal skills

Multitasking

Education

Bachelor’s Degree in Finance or related field

Tools

Microsoft Excel

Microsoft Word

Microsoft Windows

Job description

Commercial Credit Group Inc (CCG) is an independent national commercial equipment finance and leasing company focused on purchase money and refinance transactions in the construction, fleet transportation, waste/environmental and machine tool industries. CCG does equipment financing different than any other lender. We consider the character, collateral and cash flow of the borrower to make our credit decisions, often allowing us to lend money when a bank or captive lender won't. We realize there are ebbs and flows to the business and take the time to listen to the customers' stories. Headquartered in Charlotte, NC, CCG has made NC’s Mid-Market Fast 40 List for the 12 th time.

CCG has a Credit Analyst position available in the Charlotte, NC office. This position has visibility and interaction with senior management and offers career advancement.

Position Responsibilities:

• Analyze, structure and recommend new business transactions.
• Financial statement and collateral analysis.
• Coordinate credit process with marketing team, customer and vendor to ensure timely and responsive transaction flow.
• Oversight of transaction documentation and funding.
• Post funding compliance.

Desired Skills:

• 3-5 years of credit experience in commercial equipment finance underwriting and recommending/approving loans for small to medium sized businesses, preferably in equipment finance in the construction and transportation industry or completion of a bank credit training program.
• Ability to work in a fast-paced team environment.
• Strong communication, interpersonal, and analytical skills required.
• A positive and entrepreneurial attitude.
• Proficient in Microsoft Windows, Word and Excel
• Ability to read and spread financial statements.
• Detail oriented with ability to multitask.
• Strong organizational skills.

Required:

• Bachelor’s Degree in Finance or related field.

CCG offers an entrepreneurial small company approach to doing business emphasizing customer service and relationships with financial capabilities of a large institution. For more information please visit us at www.commercialcreditgroup.com