Credit Analyst

Hankey Group; Agoura Hills (CA); On-site; USD 60,000 - 70,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

Life Insurance

Long-term disability

Flexible Spending Account

401K matching

Employee Stock Ownership Program

Wellness Programs

Transit benefits

Job summary

Westlake Financial is seeking a Credit Analyst in Agoura Hills, CA to oversee all underwriting activities within the Acquisitions unit. The role focuses on profitability, process and performance improvements, and may assume leadership of the team as needed.

The position requires strong analytical skills, excellent communication, and the ability to work under pressure in a fast-paced environment. On-site role with comprehensive benefits and growth opportunities.

Qualifications

• , must have excellent communication/interpersonal skills
• : solid critical thinking abilities
• : able to problem-solve
• : supervision/leadership abilities
• : ability to work under pressure in a fast-paced environment
• : detail-oriented
• : exceptional time management & organizational skills

Responsibilities

• All aspects of underwriting including credit report analysis, income calculation, book value calculation, scoring of the buy program, analyzing stipulations for validity (not fraudulent).
• Interacts with customers, dealers, field reps, and other outside entities to investigate and disposition the deal.
• Accountable for deal performance through tracking of early charge-offs in buyer’s portfolio; supervises DSR.
• Provides excellent customer service to dealers and sales reps.
• Makes and receives a large volume of calls; calls Westlake dealerships for support and credit-related issues.
• Manages e-mails & faxes, inbound and outbound calls; generates and distributes reports.

Skills

Communication

Interpersonal skills

Critical thinking

Problem solving

Leadership

Time management

Organization

Detail oriented

Multi-tasking

Written and verbal communication

Tools

Windows OS

Microsoft Office

Excel

PowerPoint

Outlook

Job description

CREDIT ANALYST
Agoura Hills, CA | On-site

Responsible for all aspects of underwriting in the Acquisitions unit to affect maximum possible profitability on a Westlake Financial deal. Focus on process and performance improvement and assume leadership responsibilities of the team as needed. Reports to Regional Originations Manager.

Essential Duties And Responsibilities

All aspects of underwriting including credit report analysis, income calculation, book value calculation, scoring of the buy program, analyzing stips for validity (not fraudulent), and in general assuring that the deal “makes sense” for Westlake to put on the books.

• Interacts with customers, dealers, field reps, and various other outside entities (employers, other creditors, etc.) to fully investigate and disposition the deal. Investigate any potential fraudulent stipulations or applications as needed.
• Accountable for deal performance through tracking of early charge-offs in buyer’s portfolio. Directly supervises his/her DSR. Return on Assets will be measured for all deals booked.
• Providing excellent customer service to all dealers and sales reps
• Making and receiving a large volume of calls
• Calling Westlake dealerships for a variety of support- and sales and credit-related issues.
• Managing e-mails & faxes, inbound and outbound calls effectively.
• Generating and distributing reports
• Must have excellent communication/interpersonal skills
• Solid Critical thinking abilities
• Able to problem-solve
• Supervision/leadership abilities
• Ability to work under pressure and in a fast-paced environment
• Ability to adapt to change
• Strong communication skills (Written and Verbal)
• Detail-oriented
• Exceptional time management & organizational skills
• Windows (98, 2000, XP, Vista)
• Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)
• Quickly analyze situations and make decisions
• Ability to multi-task and excel in a fast-paced environment

CREDIT ANALYST
Agoura Hills, CA | On-site

Responsible for all aspects of underwriting in the Acquisitions unit to affect maximum possible profitability on a Westlake Financial deal. Focus on process and performance improvement and assume leadership responsibilities of the team as needed. Reports to Regional Originations Manager.

Essential Duties And Responsibilities

All aspects of underwriting including credit report analysis, income calculation, book value calculation, scoring of the buy program, analyzing stips for validity (not fraudulent), and in general assuring that the deal “makes sense” for Westlake to put on the books.

• Interacts with customers, dealers, field reps, and various other outside entities (employers, other creditors, etc.) to fully investigate and disposition the deal. Investigate any potential fraudulent stipulations or applications as needed.
• Accountable for deal performance through tracking of early charge-offs in buyer’s portfolio. Directly supervises his/her DSR. Return on Assets will be measured for all deals booked.
• Providing excellent customer service to all dealers and sales reps
• Making and receiving a large volume of calls
• Calling Westlake dealerships for a variety of support- and sales and credit-related issues.
• Managing e-mails & faxes, inbound and outbound calls effectively.
• Generating and distributing reports
• Must have excellent communication/interpersonal skills
• Solid Critical thinking abilities
• Able to problem-solve
• Supervision/leadership abilities
• Ability to work under pressure and in a fast-paced environment
• Ability to adapt to change
• Strong communication skills (Written and Verbal)
• Detail-oriented
• Exceptional time management & organizational skills
• Windows (98, 2000, XP, Vista)
• Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)
• Quickly analyze situations and make decisions
• Ability to multi-task and excel in a fast-paced environment

Essential Knowledge, Skills & Licenses

• Must have excellent communication/interpersonal skills
• Solid Critical thinking abilities
• Able to problem-solve
• Supervision/leadership abilities
• Ability to work under pressure and in a fast-paced environment
• Ability to adapt to change
• Strong communication skills (Written and Verbal)
• Detail-oriented
• Exceptional time management & organizational skills
• Windows (98, 2000, XP, Vista)
• Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)
• Quickly analyze situations and make decisions
• Ability to multi-task and excel in a fast-paced environment

Pay Rate

• $18.47 per hour plus OT & Bonus
• Total Compensation Range of $60,000 to $70,000 annually
• The exact starting compensation to be offered will be determined at the time of selecting an applicant for hire and will be dependent on a wide range of factors, including but not limited to geographic location, skill set, experience, education, credentials, and licensure when applicable.

What benefits do we offer?

• Medical, Dental, and Vision benefits
• Life Insurance and Long-term disability plans
• Flexible Spending Account
• 401K matching
• Employee Stock Ownership Program in a $18.2 Billion Company, plus company matching
• Wellness Programs
• Metro Tap Card and Metro-link Reimbursement (for Los Angeles, CA employees only)
• Career Path Opportunities
• Discounts on Parks, Museums, Movie Tickets, and Attractions
• Employee Loan Assistance
• Annual Flu Shot
• Paid Vacations Days
• Paid Sick days
• Paid holidays
• HGym (available in our Los Angeles, CA & Dallas, TX office)
• Rental Car Discounts, Dell Member Purchase Program
• UKG Wallet

Acknowledgment

We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.