Credit Analysis Associate I | Data-Driven & Detail-Oriented

Farmers-and-Merchants-Bank-of-Central-California-1; Lodi (CA); On-site; USD 32,000 - 36,000; Full time

Job summary

Farmers and Merchants Bank of Central California is seeking a Credit Analysis Team Specialist I in Lodi, CA. This full-time, hourly role involves supporting the Credit Analysis Team with administrative and analytical tasks, preparing loan packages, and spreading financial statements for credit reviews.

The candidate should have an associate degree in a related field (bachelor’s preferred), plus at least 6 months of financial experience.

Qualifications

• Successful completion of a credit history review is required.
• Associate’s degree in Business, Accounting, Finance, or related field; Bachelor’s degree preferred.
• Minimum of 6 months related experience in a financial function/role; prior banking environment preferred.
• Experience using Moody’s Risk Analyst, Buker’s Tax Analysis spreading software, or similar financial applications.

Responsibilities

• Track branch loan requests and communicate maturing loans to account officers.
• Package loan presentations for submission to Credit Administration.
• Spread financial statements for the credit analysis process.
• Log and track incoming work, provide data entry, and collect 3rd party reports for loan presentations.

Skills

Credit analysis

Financial statement analysis

Attention to detail

Communication skills

Education

Associate’s degree in Business, Accounting, Finance, or related field

Bachelor’s degree preferred

Tools

Moody’s Risk Analyst

Buker’s Tax Analysis spreading

Job description

Farmers and Merchants Bank of Central California is seeking a Credit Analysis Team Specialist I in Lodi, CA. This full-time, hourly role involves supporting the Credit Analysis Team with administrative and analytical tasks, preparing loan packages, and spreading financial statements for credit reviews.

The candidate should have an associate degree in a related field (bachelor’s preferred), plus at least 6 months of financial experience.