Credit Analysis Team Specialist 1

Farmers & Merchants Bank of Central California; Lodi (CA); On-site; USD 32,000 - 36,000; Full time

Job summary

Farmers & Merchants Bank of Central California in Lodi is seeking a CAT Specialist to support the Credit Analysis Team with loan processing, data entry, and financial statement spreading.

The role involves tracking requests, packaging presentations for credit administration, and assisting with 3rd party reports. Strong attention to detail and a proactive approach are essential, with relevant banking experience preferred.

Qualifications

• Successful completion of a credit history review is required.
• Minimum of an Associate’s degree in Business, Accounting, Finance, or related field; Bachelor’s degree preferred.
• Minimum of 6 months related experience in a financial function/role; banking environment preferred.
• Experience with Moody’s Risk Analyst or spreading software is advantageous.

Responsibilities

• Track branch loan requests and communicate maturing loans to account officers.
• Package loan presentations for submission to Credit Administration.
• Spread financial statements and compile 3rd party reports for loan setups.
• Log and track incoming work, provide data entry, and support credit analysis workflow.

Skills

Communication skills

Attention to detail

Problem solving

Self-starter

Education

Associate's degree in Business

Bachelor's degree preferred

Tools

Moody’s Risk Analyst

Buker’s Tax Analysis spreading

Banking software

Job description

Department:Credit Analysis Team Employment Status: Full Time Hourly, Non-Exempt - Benefited

Location:Lodi (1) Salary:$22.90 - $26.33 (Commensurate with experience and qualifications)

F&M Bank’s Credit Analysis Team (“CAT”) Specialist performs a myriad of administrative and analytical tasks including, but not limited to, tracking branch loan requests, communicating maturing loans to account officers, packaging loan presentations for submission to Credit Administration, and spreading financial statements.

• CAT Specialists participate in the credit analysis process and receive internal training opportunities
• CAT Specialists gain experience in Net Operating Income analysis, ACH/RDC processing, Buker’s Tax Analysis & Moody’s Risk Analyst spreading, as well as develop a solid understanding of applicable lending policies and procedures
• CAT Specialists are an important part of the credit analysis process, logging and tracking incoming work, providing data entry, preparing and collecting 3rd party reports for the loan presentation set-up, and spreading financial statements

Who are we looking for?

• Someone who has above average written and verbal communication skills, pays continuous, high-level attention to detail, and has an enthusiastic appreciation for credit analysis
• A professional self-starter with a talent for investigative problem solving, who has the ability to work effectively without direct supervision -yet demonstrates teamwork in facilitating workflow
• Someone who understands how to prioritize effectively and remain focused and organized when faced with the pressure of continuous deadlines and requests
• An individual with an inquiring mind and accounting aptitude, who enjoys working in an office/cubical environment

Also required:

• Successful completion of a credit history review is a condition of employment
• Minimum of an Associate’s degree in Business, Accounting, Finance, or related field ; Bachelor’s degree preferred
• Minimum of 6 months related experience in a financial function/role; previous experience in a financial institution environment preferred
• Must have experience in, or be proficient in using banking or finance-related PC applications used for complex data entry such as Moody’s Risk Analyst, Buker’s Tax Analysis spreading software, or other financial applications