BSA/AML Investigator I — Detect & Resolve Suspicious Activity

Farmers & Merchants Bank of Central California; Lodi (CA); On-site; USD 35,817 - 41,534; Full time

Job summary

Farmers & Merchants Bank of Central California in Lodi, CA seeks a BSA/AML Investigator to perform high-risk reviews, investigate suspicious activity, and report findings to the BSA/Fraud Manager. The role requires 3+ years in banking and AML, with CAMS preferred, and a focus on federal/state regulatory compliance.

Responsibilities include reviewing MSB accounts, CTR exemptions, and credit checks, while ensuring adherence to policies.

Qualifications

• Minimum of 3 years experience specializing in banking, financial management and BSA/AML.
• Knowledge of applicable federal and state laws/regulations pertaining to BSA/AML, USA Patriot Act and OFAC.
• Certified Anti-money Laundering Specialist Certification (CAMS) preferred but not required.
• Bachelor's degree in Business or related field is preferred but not required.
• Must have excellent organizational skills and proficiency with standard software tools (Excel, Access, Word, Email).

Responsibilities

• Assist with high risk customer reviews including cash secured loan reviews and MSB reviews.
• Conduct CTR exemption research and document findings for management.
• Investigate suspicious activity and manage case workflow from detection to disposition.
• Prepare reports for BSA/Fraud Manager and Executive Management.
• Recommend changes to improve department efficiency and use automated systems where appropriate.
• Prioritize tasks effectively and maintain confidentiality while communicating with stakeholders.

Skills

Organizational skills

Attention to detail

Self-starter

Prioritization

Written communication

Verbal communication

Independent judgment

Team player

Education

Bachelor's degree in Business or related field

Tools

Excel

Access

Word processing

Email

Internet banking

Data entry

Job description

Farmers & Merchants Bank of Central California in Lodi, CA seeks a BSA/AML Investigator to perform high-risk reviews, investigate suspicious activity, and report findings to the BSA/Fraud Manager. The role requires 3+ years in banking and AML, with CAMS preferred, and a focus on federal/state regulatory compliance.

Responsibilities include reviewing MSB accounts, CTR exemptions, and credit checks, while ensuring adherence to policies.