CREDIT ADMIN/LOAN PROCESSOR

First National Bank Of Oklahoma; Oklahoma City (OK); On-site; USD 42,000 - 66,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

Life insurance

Short-term disability

Long-term disability

401(k)

Paid holidays and PTO

Job summary

First National Bank of Oklahoma is seeking an experienced Credit Admin/Loan Processor in Oklahoma City to support the Credit Administration and Lending teams with timely loan documentation, including commercial, consumer, and real estate loans.

You will gather and evaluate information, prepare documents, and coordinate with title and escrow for closings while ensuring compliance with TRID and bank policies.

Qualifications

• High School diploma or equivalent.
• 3+ years of experience in loan documentation, preferably with an understanding of TRID.
• Proficient in use of the bank’s Loan Documentation system (LaserPro) preferred.
• Proficient typing and computer skills including Word and Excel.
• Ability to read, comprehend and evaluate detailed and complex loan documents.
• Thorough knowledge of bank loan policies, procedures, regulatory and legal issues.
• Detail oriented with strong time-management skills and adaptability.

Responsibilities

• Represent the bank in a positive, courteous, friendly, and professional manner via telephone, e-mail, and other communication methods.
• Prepare loan documents (Commercial, Consumer, and Consumer Real Estate).
• File perfection documents (mortgages/deeds, UCC-1).
• Ensure loan document packages are complete and ready for funding and boarding, coordinating with title/escrow for closing.
• Coordinate with bank colleagues to collect additional information needed to prepare loan documents.
• Responsible for timely and accurate booking and funding of loans.
• Scan and index all loan document types to the Bank’s imaging system.
• Perform pre- and post-documentation review of loan documents.
• Request title work, appraisals, and flood determinations for real estate secured loans.
• Cross-Training with other Credit Administrative duties.

Skills

Loan documentation

TRID knowledge

LaserPro

Word

Excel

Detail-oriented

Time management

Teamwork

Education

High School diploma or equivalent

Tools

LaserPro

Job description

Job Details

Job Location: Oklahoma City - Oklahoma City, OKPosition Type: Full TimeEducation Level: High SchoolTravel Percentage: NoneJob Shift: DayJob Category: Banking

Chartered in 1917, First National Bank of Oklahoma saw a change with new ownership and management team in 2002 and recent years have been exciting. The bank's focus has been sharpened, two new Oklahoma City banking offices have been opened, new products developed and offered and we have an experienced staff to service our customers. We will continue evaluating service enhancements with a goal of delivering all of the banking services you require, while remaining true to our community banking roots.

First National Bank of Oklahoma offers an excellent benefit package: Health, Dental, Vision, Life Insurance, Short-Term and Long-Term Disability Insurance, 401(k), Paid Holidays and PTO.

Qualifications

First National Bank of Oklahoma is an independently owned, financially strong, high growth bank seeking an experienced Credit Admin/Loan Processor. In this position, you will support the Credit Administration team as well as the Lending team through timely and accurate preparation of loan documents to include, commercial, consumer, and consumer real estate loans. We are looking for someone with a thorough understanding of most types of loans and other related regulatory and legal requirements as well as the ability to gather, compile, evaluate information, as well as obtaining documents necessary for timely completion of a loan.

Job Responsibilities

• Must represent the bank in a positive, courteous, friendly, and professional manner, including telephone, e-mail, and other methods of communicating.
• Preparation of Loan Documents (Commercial, Consumer, and Consumer Real Estate)
• Filing Perfection Documents, including but not limited to (recorded mortgages/deeds, vehicle titles, UCC-1)
• Responsible for ensuring that loan document packages are complete and ready for funding and boarding including coordination with title and/or escrow companies for closing.
• Communicates and coordinates with bank colleagues to collect additional information needed to prepare loan documents.
• Responsible for timely and accurate booking and funding of loans.
• Responsible for scanning and indexing all loan document types to the Bank’s imaging system.
• Performs a pre- and post-documentation review of loan documentation.
• Responsible for requesting title work, appraisals, and flood determinations for real estate secured loans.
• Cross-Training with other Credit Administrative duties.

Required Qualifications

• High School diploma or equivalent.
• 3+ years of experience in loan documentation, preferably with the understanding of TRID.
• Proficient in use of the bank’s Loan Documentation system (LaserPro) preferred.
• Proficient typing and computer skills including Word and Excel.
• Ability to read, comprehend and evaluate detailed and complex loan documents.
• Ability to quickly learn new skills and apply to role.
• Thorough understanding and familiarity of the bank’s loan policies and procedures.
• Ability to work independently to resolve problems and complete complex loan transactions.
• Thorough knowledge of regulatory and legal issues encountered in the completion and closing of complex commercial, consumer, and real estate loans.
• Detail oriented, high level of flexibility and adaptability, enabling individual to work in a fast-paced environment. Must be well-organized and display excellent time-management skills.
• Ability to multi-task and work multiple loan files at one time while maintaining reference for each file. Strong team focus with ability to work effectively in a team environment.

First National Bank of Oklahoma is an Equal Opportunity employer-M/F/Vets/Disabled