CRE Underwriter & Credit Risk Analyst

Fifth Third Bank; Charlotte (NC); On-site; USD 82,000 - 173,000; Full time

Job summary

Fifth Third Bank in Charlotte, North Carolina is seeking an Underwriting Associate – Commercial Real Estate to evaluate complex credit requests and support deal teams throughout the underwriting process.

The role requires solid CRE underwriting experience, strong analytical and communication skills, and proficiency with Excel. You will produce detailed memos, model financials, and collaborate with internal partners to manage multiple transactions.

Qualifications

• Bachelor’s degree in Finance, Business Administration or a related field.
• Minimum of 3 years of CRE underwriting or credit experience.
• Solid credit analysis and underwriting skills.
• Proficient with Excel; Word and Outlook.

Responsibilities

• Perform detailed due diligence on companies, industries, and management teams.
• Build financial projection models to analyze capital structures and credit metrics.
• Prepare underwriting memorandums with risk, terms and conditions.
• Communicate with deal team members on status and priorities.
• Train and develop Credit Analysts and review memos and models.

Skills

Credit analysis

Attention to detail

Verbal and written communication

Analytical thinking

Team collaboration

Education

Bachelor’s degree in Finance, Business Administration or a related field

Tools

Microsoft Excel

Word

Outlook

Job description

Fifth Third Bank in Charlotte, North Carolina is seeking an Underwriting Associate – Commercial Real Estate to evaluate complex credit requests and support deal teams throughout the underwriting process.

The role requires solid CRE underwriting experience, strong analytical and communication skills, and proficiency with Excel. You will produce detailed memos, model financials, and collaborate with internal partners to manage multiple transactions.