CRE Relationship Manager II

Banner Bank; Irvine (CA); On-site; USD 173,670 - 204,317; Full time

Benefits offered by this job

Comprehensive employee benefits

401k with up to 4% match

Tuition reimbursement

Paid vacation and sick time

Job summary

Medium is seeking a CRE Relationship Manager II in Irvine, California, to deliver a range of banking services to business clients, specifically those with complex commercial real estate needs. This role involves developing and managing a portfolio of large real estate relationships and conducting credit analyses.

Ideal candidates should have over 8 years of relevant experience and a Bachelor's degree in related fields. Attractive benefits include a competitive salary and comprehensive medical plans.

Qualifications

• 8 or more years of experience in commercial real estate lending, credit analysis, and business development.
• Preferred experience in Home Builder finance.

Responsibilities

• Develop and manage a portfolio of new and existing, large, complex real estate relationships.
• Actively market a broad range of bank services to meet complex customer needs.
• Prepare and present credit analysis and recommendations on borrowing requests.
• Conduct credit reviews to ensure compliance with policies and regulations.
• Monitor all credits through periodic reviews and analysis.
• Create awareness of the Bank and its services through community activity.
• Coach and mentor less experienced CRE Relationship and Portfolio Managers.

Skills

Relationship management

Financial and analytical skills

Presentation skills

Negotiation skills

Education

Bachelor's Degree in Accounting, Business, Economics, Law, or Computer Science

Job description

As a CRE Relationship Manager II you will provide a wide selection of services (primarily larger, more complex commercial real estate credits) to business clients through active business development and relationship management. Develop relationships with clients with larger/more complex lending needs. Develop and manage a portfolio of high performing, commercial real estate relationships consisting of income producing and construction loans.

In this role you will have the opportunity to:

• Develop and manage a portfolio of new and existing, large, complex real estate relationships.
• Responsible for actively marketing a broad range of bank services to meet the complex needs of customers. Negotiate loan terms and conditions within scope of authority.
• Prepare and present credit analysis and recommendations on borrowing requests.
• Responsible for conducting credit reviews to ensure compliance with policies and regulations. Perform ongoing credit risk management through daily monitoring of the loan portfolio; ensure proper risk rating of portfolio at all times.
• Monitor all credits through periodic reviews and analysis.
• Responsible for creating awareness of the Bank and its services through community activity.
• Responsible for coaching and mentoring less experienced CRE Relationship and Portfolio Managers.
• Responsible for complying with policies, procedures, security requirements, and government regulations.

Education & Certifications

• Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or other related field required (an equivalent combination of education and experience may be considered)

Experience

• 8 or more years of experience in commercial real estate lending, credit analysis, and business development
• Preferred Home Builder finance

Knowledge, Skills and Abilities

• Proven ability to develop and manage large and complex new business relationships.
• Possess excellent relationship management, presentation, and negotiation skills.
• Possess an in-depth understanding of the local real estate markets.
• Possess strong financial and analytical skills with the ability to underwrite and structure commercial real estate credits.
• Possess an in-depth knowledge of cash management products.
• Knowledge of federal and state laws and regulations relating to commercial lending and appraisal guidelines

Travel

• 20%

Compensation & Benefits

• Targeted starting salary range (based on experience): $173,670– $204,317
• Incentive and commission compensation may be awarded for eligible roles
• Comprehensive employee benefits, including medical, dental, vision, LTD, STD and life
• Paid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement

Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.