CRE Portfolio Manager III

Huntington Bancshares, Inc.; Detroit (MI); Hybrid; USD 93,000 - 189,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Life and disability insurance

Retirement savings plan

Paid time off

Job summary

Huntington Bancshares, Inc. is seeking a Portfolio Manager III to service, deepen, and retain profitable CRE relationships by proactively evaluating and mitigating business risks in accordance with Huntington policies and guiding principles.

You will own primary responsibility for credit quality, monitoring of commercial portfolio risks, and collaboration with Relationship Managers to grow fees, deposits, and portfolio revenue.

Qualifications

• Bachelor’s degree in Business, Finance, or Accounting or related field.
• 12+ years of underwriting commercial real estate.

Responsibilities

• Own primary responsibility for the credit and monitoring of Commercial portfolio risks.
• Underwrite quality, portfolio administration, and credit quality of assigned portfolio.
• Collaborate with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Manage delinquencies, collateral exceptions, borrowing base, portfolio reviews, and special reporting.
• Present proposed credit actions to Senior Loan Committee.
• Mentor Credit Analysts to develop required competencies.

Skills

Credit underwriting

Commercial real estate

Risk assessment

Education

Bachelor’s degree in Business, Finance, Accounting or related field

Tools

CLOS

PMTS

MAX

CARS

MS Office

RETS

AFS

Job description

Description

Summary:

The CRE Portfolio Manager III services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles within the CRE organization.

Duties & Responsibilities:

• Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.
• Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Regional Commercial Management, and Regional Credit Officer.
• As appropriate, assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers.
• Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, soft exposure annual reviews, criticized loans, etc.
• Manages a portfolio of commercial customers in partnership with the relationship manager.
• Will have regular contact with and a visible role in managing the customer relationship along with the relationship manager assigned to the account
• .Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
• Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
• Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
• Will work directly with the Team Leader, Relationship Managers, Regional CRE Management, and Regional Credit Officer.
• Work with RM on Loan Closings.
• Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.
• Conduct portfolio reviews with senior management.
• Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line.
• Participation in special projects is expected.
• Work with and mentor Credit Analysts to develop required competencies and experience.
• Prioritize work to meet customer expectations.
• Analysis of existing portfolio to identify trends and opportunities.
• Maintain up-to-date knowledge of market/industry trends.
• Product Knowledge: Knowledgeable about the various commercial cross-sell products, which may have credit exposure including but not limited to foreign exchange, commodities, interest rate derivatives, treasury management, and commercial cards.
• Technology: Effective utilization of IT systems that support the Commercial Segment. Systems include; CLOS, PMTS, MAX, CARS, MS Office Suite, RETS, AFS, etc.

Basic Qualifications:

• Bachelor’s degree in Business, Finance, accounting or demonstrated knowledge and expertise
• 12+ years experience underwriting commercial real estate

Exempt Status: (Yes= not eligible for overtime pay) ( No = eligible for overtime pay)

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range:

$93,000.00 - 189,000.00 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington’s Career Web Site for more details.