CRA Mortgage Originator: Grow Homeownership in LMI Areas

First Financial Bank; Cleveland (OH); On-site; USD 33,000 - 36,000; Full time

Job summary

First Financial Bank is seeking a CRA Mortgage Loan Originator in Cleveland, OH. The role focuses on promoting mortgage lending options in Low to Moderate Income areas, sourcing leads through referrals, and converting them into applications while delivering a superior customer experience.

You will gather borrower documents, present suitable mortgage products, and coordinate with internal teams to ensure timely closings. Prior CRA mortgage experience and NMLS license are required.

Qualifications

• Minimum of 2 years experience originating CRA residential mortgages, 4 years preferred.
• Must have existing referral network established to provide CRA mortgage leads.
• Must have prior experience using loan originating software and MS Office products.
• Strong product knowledge and underwriting requirements for Government (FHA, VA, USDA) and CRA specific mortgage programs.
• Bachelor’s degree from four-year college or university; or four years related experience and/or training; or equivalent combination of education and experience.
• Must have or ability to obtain Mortgage Loan Originator License with NMLS.
• Must be trained in all areas of mortgage lending.
• Must maintain employer and industry required continuing education.

Responsibilities

• Originates CRA residential mortgage loans sourced through referral partners and community sources.
• Promotes and meets CRA goals while developing growth plans for the business area.
• Prepares and compiles mortgage applications and documents for processing and closing.
• Ensures completeness of loan documentation and timely funding of loans.
• Provides ongoing relationship servicing to current mortgage customers to maintain goodwill and garner repeat business.

Skills

Mortgage lending knowledge

Referral networks

Loan origination software

MS Office

FHA/VA/USDA CRA knowledge

Education

B.A./B.S. or equivalent experience

NMLS Mortgage Loan Originator license

Tools

Loan origination software

MS Office

Job description

First Financial Bank is seeking a CRA Mortgage Loan Originator in Cleveland, OH. The role focuses on promoting mortgage lending options in Low to Moderate Income areas, sourcing leads through referrals, and converting them into applications while delivering a superior customer experience.

You will gather borrower documents, present suitable mortgage products, and coordinate with internal teams to ensure timely closings. Prior CRA mortgage experience and NMLS license are required.