CRA Mortgage Originator - Drive Community Homeownership

First Financial Bank; Van Wert (OH); Vor Ort; USD 32.000 - 36.000; Vollzeit

Zusammenfassung

First Financial Bank seeks a CRA Mortgage Loan Originator to originate loans through referrals, housing agencies, and local leaders, focusing on promoting home ownership in LMI areas. You will self-source leads, present loan options, gather disclosures, and ensure timely closings while maintaining customer relationships.

The role requires building a strong referral network, understanding FHA/VA/USDA and CRA programs, and maintaining compliance with licensing and continuing education.

Qualifikationen

• Minimum of 2 years experience originating CRA residential mortgages, 4 years preferred.
• Must have existing referral network established to provide CRA mortgage leads.
• Must have prior experience using loan originating software and MS Office products.
• Strong product knowledge and underwriting requirements for Government (FHA, VA, USDA) and CRA specific mortgage programs.
• Bachelor’s degree (B.A.) from four-year college or university; or four years related experience and/or training; or equivalent combination of education and experience.
• Must have or ability to obtain Mortgage Loan Originator License with NMLS.
• Must be trained in all areas of mortgage lending.
• Must maintain employer and industry required continuing education.

Aufgaben

• Originates CRA mortgage loans sourced through referral partners and community groups.
• Promotes CRA products to promote home ownership in LMI areas.
• Ensures timely loan processing and closes loans.
• Maintains relationship servicing with current mortgage customers.
• collaborates with internal departments to ensure customer experience.

Kenntnisse

Mortgage lending

Referral networks

Customer service

Ausbildung

Bachelor's degree

NMLS license

Tools

Loan origination software

MS Office

Jobbeschreibung

First Financial Bank seeks a CRA Mortgage Loan Originator to originate loans through referrals, housing agencies, and local leaders, focusing on promoting home ownership in LMI areas. You will self-source leads, present loan options, gather disclosures, and ensure timely closings while maintaining customer relationships.

The role requires building a strong referral network, understanding FHA/VA/USDA and CRA programs, and maintaining compliance with licensing and continuing education.