CRA Mortgage Originator - Empower Community Homeownership

M&T Bank Corporation; Woodbridge Township (NJ); On-site; USD 44,000 - 73,000; Full time

Job summary

Iselin, New Jersey-based M&T Bank Corporation seeks a mortgage professional to originate loans and promote bank mortgage products within CRA guidelines. You will interview applicants, assess creditworthiness and help borrowers select suitable programs, including FHA/VA products, while coordinating with Realtors and housing agencies.

You may travel to customers' homes or offices, building relationships and identifying financing opportunities that align with CRA requirements and community needs.

Qualifications

• Requires an Associates degree and 2 years sales experience.
• Or a combined minimum of 4 years higher education and/or relevant work experience, including 2 years sales experience.

Responsibilities

• Market mortgage products and services to customers.
• Travel to and work at prospective customers’ homes or business locations.
• Follow up with potential customers via travel or phone.
• Market CRA-related products to low-to-moderate income borrowers and neighborhoods.
• Interview applicants to collect income, assets, debts and credit data.
• Assess credit worthiness and determine appropriate loan programs.

Skills

Sales experience

Customer service

CRA knowledge

Education

Associates degree

Higher education 4 years + sales

Job description

Iselin, New Jersey-based M&T Bank Corporation seeks a mortgage professional to originate loans and promote bank mortgage products within CRA guidelines. You will interview applicants, assess creditworthiness and help borrowers select suitable programs, including FHA/VA products, while coordinating with Realtors and housing agencies.

You may travel to customers' homes or offices, building relationships and identifying financing opportunities that align with CRA requirements and community needs.