CRA Mortgage Loan Originator: Community Impact & Commission

Provident Bank; New York (NY); Hybrid; USD 55,000 - 90,000; Full time

Job summary

Provident Bank in Queens, NY seeks a Mortgage Loan Originator focused on CRA community development. This role develops loans to low- and moderate-income communities, partnering with Community Development Officer to meet goals and participate in events and outreach.

The position requires evening/weekend availability, travel between sites, and a commission-based structure with salary. Prior CRA experience and a strong network are valuable assets.

Qualifications

• 5 years’ experience as a residential mortgage loan originator with established business contacts.
• Excellent written and verbal communication skills.
• Ability to develop meaningful relationships with internal customers and external customers.
• Intermediate knowledge of business technology, including mortgage loan operating systems and Microsoft Office.

Responsibilities

• Originate loans within the scope of the goals established by Management annually. Conducts pre-qualification interviews with prospective borrowers to discuss the different loan programs and products that are available.
• Submit new loan applications with supporting documentation via Encompass for processing and credit decisioning. Provide appropriate follow-up and meet with borrowers to obtain required documents and problem-solve, as needed.
• Conduct business development activities, such as developing relationships with government-sponsored, not-for-profit housing agencies, realtors, and lending businesses in low- to moderate-income communities within the Bank assessment area.
• Maintain a Sales Activity Calendar/Report for tracking and management review. Minimum of 2 focused business development calls and/or appointments and minimum of 2 activities required monthly.
• Cross-selling Bank products and services.

Skills

Business development

Relationship building

Communication skills

Mortgage loan originator

Education

Bachelor’s degree in business administration or related field

Tools

Encompass

Microsoft Office

Job description

Provident Bank in Queens, NY seeks a Mortgage Loan Originator focused on CRA community development. This role develops loans to low- and moderate-income communities, partnering with Community Development Officer to meet goals and participate in events and outreach.

The position requires evening/weekend availability, travel between sites, and a commission-based structure with salary. Prior CRA experience and a strong network are valuable assets.