Corporate Processing Disclosure Specialist

crosscountrymortgage; United States; On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

401K

Job summary

CrossCountry Mortgage, LLC is seeking a Corporate Processing Disclosure Specialist to help generate and distribute mortgage loan disclosures with accuracy and data integrity. The role coordinates with loan originators, processors, and support staff, ensuring TRID compliance and timely delivery across the West Coast time zone.

The position requires at least 1 year in mortgage production or lending activities, knowledge of TRID and regulatory guidelines, and proficiency with Encompass LOS and MS

Qualifications

• Knowledge of TRID, ECOA and other regulations as they apply to disclosures.
• Experience with mortgage disclosures formats, timing, and regulatory content.
• Understanding of state-specific disclosures and related timelines.
• Experience using Encompass LOS and standard Office software.

Responsibilities

• Assist in answering disclosure questions related to loan level activities.
• Review, verify, and ensure disclosures are accurate and timely.
• Prepare supporting documentation for early disclosure packages.
• Ensure packages are completed and securely delivered per regulations.
• Respond to inquiries from MLOs, processors, and applicants clearly and promptly.
• Maintain knowledge of federal regulations and disclosure guidelines; complete required training.

Skills

TRID knowledge

Mortgage disclosures knowledge

Regulatory knowledge

State disclosures knowledge

Regulatory compliance

Education

High School Diploma or equivalent

Tools

Encompass LOS

MS Office

Job description

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.

A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.

CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.

Position Overview: The Corporate Processing Disclosure Specialist aids in the generation and distribution of mortgage loan application disclosures and reviews and ensures accuracy and data integrity of required disclosure documents. This role interacts and coordinates with mortgage loan originators (MLO), processors and other production support staff. The Corporate Processing Disclosure Specialist monitors and tests various aspects of loan files to ensure compliance with TRID, ECOA, etc.

This position primarily operates within Mountain and Pacific Time zone working hours to support the West Coast region.

Job Responsibilities

• Assist in answering various disclosure questions related to loan level activities.
• Maintain knowledge of TRID, ECOA and other regulations.
• Review, verify, and ensure that mortgage loan disclosures are accurate and comply with established regulation timelines.
• Prepare supporting documentation to be delivered with early disclosure packages. Ensure disclosure packages are completed and securely delivered in the timeframe specified by applicable federal regulations.
• Respond to inquiries from MLOs and other support staff and applicants effectively and concisely.; understand customer needs and meet service level agreements.
• Develop and maintain knowledge of federal regulations and disclosure guidelines affecting residential mortgage origination; adhere to regulatory standards and guidelines, complete required training courses.
• Observe all policies, procedures, laws, regulations, and risk limits specific to role; report known or suspected violations to the appropriate authority in a timely fashion.

Qualifications and Skills

• High School Diploma or equivalent.
• Minimum 1 year of experience performing mortgage production or lending related activities.
• Experience and understanding of state specific disclosures.
• Experience with Encompass LOS.
• Understanding of TRID.
• Knowledge of mortgage disclosure formats, regulatory content, and timing requirements.
• Knowledge of banking regulations and corporate policies and directives.
• Proficiency in using Microsoft Office software products.

This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.

CrossCountry Mortgage, LLC offers MORE than a job, we offer a career.

CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com

California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.

CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents