Corporate Financial Analyst

Frontier Farm Credit; Omaha, Northern (NE, KY); Hybrid; USD 71,000 - 106,000; Full time

Benefits offered by this job

401(k)

Paid time off

Life and disability insurance

Employee Assistance Program (EAP) and/

Job summary

Frontier Farm Credit is seeking a Corporate Financial Analyst in Omaha, NE to monitor loan covenants and prepare financial packages for underwriting decisions. You will collaborate with underwriting teammates, validate compliance, and communicate inconsistencies and trends to the team.

Responsibilities include analyzing financial information for large or high-risk accounts, aggregating data for internal approvals, and mentoring new teammates to ensure a smooth credit process.

Qualifications

• Bachelor's degree in Accounting, Agricultural Business, Economics, Business Administration, or Finance or equivalent related experience.
• 4+ years of experience in credit, banking, finance or similar industry.
• Strong attention to detail and proven experience with financial trending/analysis.
• Proficient with credit/lending principles.

Responsibilities

• Provide ongoing loan monitoring duties for direct, bought, and sold loans to ensure timely and accurate reporting in accordance with covenants.
• Analyze financial information for large or high-risk accounts to support underwriting decisions.
• Coordinate and prioritize work, mentor teammates, and collaborate with underwriters and lenders.

Education

Bachelor's degree in Accounting or Finance

Job description

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Omaha, NE, US, 68137-2210 Fargo, ND, US, 58108

Salary Range: $70,500-$105,750

AgCountry Farm Credit Services (AgCountry), Farm Credit Services of America (FCSAmerica)and Frontier Farm Credit are financial cooperatives that operate under shared management across eight states. While each association is owned by its local farmers and ranchers, they collaborate by pooling resources, expertise, and talent to provide affordable credit, crop insurance, and financial services.
Our associations are united by a common mission and commitment to serving rural America and supporting each other, which drives the success of the farmers, ranchers, and agribusiness we serve. We take pride in being a great place to work, and this enthusiasm is reflected in the relationships our team members foster with one another and with our customers.

Job Summary

We are seeking a Corporate Financial Analyst who will primarily be responsibility for monitoring ongoing loan covenant compliance for loans originated and serviced within the Corporate and Commercial Lending portfolios to ensure accuracy and completeness of information provided. Facilitate communication with team members regarding any identified non-compliance to ensure appropriate approvals; waivers and customer and lending partner notifications are provided. Prepare financial packages for underwriting decisions in accordance with Association credit standards. Collaborates with underwriting teammates in loan processing, decisioning activities, and initial credit analysis.

• Provide ongoing loan monitoring duties for direct, bought, and sold loans to ensure timely and accurate reporting of monthly, quarterly, and annual financial information and other required reporting in accordance with affirmative, negative, and financial covenants outlined in the credit agreement or promissory note. Provide expertise in specialty industries such as agribusiness, beef feedlot, dairy, grain, swine, poultry, etc. Facilitate follow-up with customer and/or lead lender upon identification of non-receipt of financial information or other monitoring requirements. Reconcile borrowing base reports and compliance certificates against source documents including financial reports, accounting schedules, production reports and commodity brokerage statements to assess customer performance and portfolio risk. Validate new and modified covenants in the executed credit agreement or promissory note to correspond with compliance monitoring system. Communicate covenant inconsistencies, financial trends, non-compliance or late reporting to the appropriate teammates. Develop and coordinate documented notification of an event of default through a waiver or reservation of rights letter to customers and/or lending partners.


• Analyze financial information for large loan, complex and/or high-risk accounts within the corporate, commercial and retail portfolios in the appropriate system to initiate the underwriting activities including financial position, repayment ability, probability of default, loss given default, and collateral analysis used for decisioning of customer requests. Compile individual and complex customer consolidated level information, trends, and scenario analysis to assist in the development and presentation of customer financial analysis for internal approval and/or distribution to the applicable lending partners. Compile benchmarking information about customer financials for portfolio analysis, peer comparison, and performance improvements initiated by customer.


• Coordinate and prioritize work to support teammates and provide positive customer experience while maintaining sound credit administration. Provide peer leadership by mentoring and training new teammates. Build working and collaborative relationships with internal teammates (underwriters, lenders, operations teammates). Identify continuous process improvement opportunities to deliver seamless and efficient customer experience.

Education Requirements

• Bachelor's degree in Accounting, Agricultural Business, Economics, Business Administration, or Finance or equivalent related experience and/or specialized training will be considered.

Years of Experience

• 4 + years of experience, r elevant experience in credit, banking, finance or similar industry. Strong attention to detail and proven experience with financial trending/analysis. Proficient with credit/lending principles.

Why Us:

For qualifying positions, we provide a competitive benefits package designed to support health and well-being, financial security, and work-life balance:

• Retirement Plans: 401(k)


• Paid Time Off: Vacation, sick leave, paid holidays, and parental leave


• Additional Benefits: Life and disability insurance, Employee Assistance Program (EAP), wellness programs, tuition assistance, and short-term incentive pay

About Us:

AgCountry has 43 offices, is based in Fargo, North Dakota and serves portions of North Dakota, Minnesota, and Wisconsin. FCSAmerica is based in Omaha, NE and has 42 local offices serving rural communities and agriculture in Iowa, Nebraska, South Dakota, and Wyoming. Frontier Farm Credit has six offices serving eastern Kansas. Together, we support nearly 82,000 producers and agribusinesses, meeting the needs of today’s agricultural industry with our combined 2600+ employees providing lending, risk management, technology, commodity marketing, and customer and employee education.
AgCountry Farm Credit Services, ACA, Farm Credit Services of America, ACA, and Frontier Farm Credit, ACA are Equal Employment Opportunity employers, and they comply with all applicable federal, state, and local fair employment practices laws.