Consumer Loan Underwriter – Growth, Compliance & Bonus Eligible

Wintrust Financial Corporation; Illinois; On-site; USD 59,000 - 90,000; Full time

Benefits offered by this job

Medical Insurance

Dental

Vision

Life insurance

401(k) with company match

Flexible Spending Account

Job summary

The Consumer Loan Underwriter at Wintrust Financial Corporation in Rosemont, IL evaluates loan applications and determines credit decisions in alignment with policy and regulatory requirements. You will verify documents, perform due diligence including income verification, and assess risk to support timely loan decisions.

We value thorough analysis, strong communication, and the ability to manage multiple files in a fast-paced environment.

Qualifications

• 3–5 years of relevant experience.
• Knowledge of consumer lending, loan terms, credit underwriting, and lending regulations.
• Strong written and verbal communication and organizational skills, with the ability to multi-task.

Responsibilities

• Verify accuracy and completeness of applications and supporting documents.
• Perform due diligence: fraud, BSA/AML screening, income verification, employment length, bank relationship.

Skills

Credit underwriting

Communication

Organizational skills

Multi-tasking

Education

Bachelor's degree

Job description

The Consumer Loan Underwriter at Wintrust Financial Corporation in Rosemont, IL evaluates loan applications and determines credit decisions in alignment with policy and regulatory requirements. You will verify documents, perform due diligence including income verification, and assess risk to support timely loan decisions.

We value thorough analysis, strong communication, and the ability to manage multiple files in a fast-paced environment.