Consumer Lending Specialist - High-Volume Approvals

Expedition Credit Union; Woodbury (MN); On-site; USD 55,000 - 85,000; Full time

Job summary

Expedition Credit Union seeks a Lending Officer to provide information on loan products to members, assess applications, and process approvals within policy and regulatory guidelines.

You will analyze credit reports, calculate DTI/LTV, and communicate loan decisions clearly while maintaining a high-volume pipeline. A current NMLS license is required and 3–5 years of consumer lending experience is preferred.

Qualifications

• Proven ability to interview members and collect required documentation.
• Evaluate credit reports and assess risk for consumer and indirect loans.
• Navigate loan policies and regulatory requirements.
• 3–5 years of consumer lending experience and NMLS license required.

Responsibilities

• Interview members to determine loan needs and collect documentation.
• Review credit history and income verification to determine approval.
• Explain decisions and next steps to applicants.
• Cross-sell appropriate credit union products as applicable.

Skills

Communication

Credit analysis

DTI analysis

Lending standards

Customer service

High-volume lending

Education

NMLS license

Job description

Expedition Credit Union seeks a Lending Officer to provide information on loan products to members, assess applications, and process approvals within policy and regulatory guidelines.

You will analyze credit reports, calculate DTI/LTV, and communicate loan decisions clearly while maintaining a high-volume pipeline. A current NMLS license is required and 3–5 years of consumer lending experience is preferred.