Consumer Banking Strategy

Texas Capital Bank; Richardson (TX); On-site; USD 85,000 - 110,000; Full time

Benefits offered by this job

Health insurance coverage

Wellness program

Fertility and family building aids

Life and disability insurance

401K match

Paid leave programs

Paid holidays

Paid time off (PTO)

Job summary

Texas Capital Bank in Richardson, TX, is looking for a Banking Strategy Analyst to spearhead the analytical and strategic workstreams related to partnerships and card programs across the Consumer, Digital, and Private Bank segments. The successful candidate will be responsible for market analysis, product performance insights, and competitive positioning.

Applicants should possess a Bachelor's degree in Business or Finance with at least 3 years of relevant experience. This role is pivotal in driving product innovation and enhancing customer engagement across the bank's offerings.

Qualifications

• 3+ years of experience in finance, product strategy, consulting, or similar roles.
• Ability to manage multiple priorities in a fast-paced, team-oriented environment.
• A bias towards action to inform decisions.

Responsibilities

• Identify opportunities to enhance or introduce new products.
• Conduct comprehensive market analysis.
• Evaluate and optimize vendor and strategic partner channels.
• Analyze and interpret money movement and customer engagement.

Skills

Financial modeling

PowerPoint skills

Analytical thinking

Product strategy

Education

Bachelor’s degree in Business, Finance, or a related field

Advanced degree preferred

Tools

AI tools for research

Job description

## Consumer Banking StrategyApplylocations: Richardson, TXtime type: Full timeposted on: Posted Yesterdayjob requisition id: JR105682Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to *The Dallas Morning News*’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.**About the role**This role sits at the center of our partnership ecosystem and card products. You will own the analytical and strategic workstreams supporting partnerships and card programs across the Consumer, Digital, and Private Bank. This includes evaluating partner performance, optimizing incentive structures, and identifying opportunities to deepen customer engagement. You will work closely with leaders across the organization to bring new capabilities from concept to launch and ensure our partnerships and card offerings remain competitive and deliver clear customer value.**Key Responsibilities*** **Promote product innovation:** Identify opportunities to enhance or introduce new products within the Consumer, Digital, and Private Bank segments.* **Drive market intelligence:** Conduct comprehensive market analysis to identify competitive positioning and trends.* **Support and scale partnerships:** Evaluate and optimize vendor and strategic partner channels aligned to growth objectives.* **Execute cross-functional initiatives:** Partner across multiple business lines to execute against strategic initiatives.* **Shape product and pricing strategy:** Use market, competitor, and customer insights to inform positioning, pricing, and product decisions.* **Own product performance insights:** Analyze and interpret money movement, pricing, and customer engagement to identify risks and opportunities.* **Build business cases that drive action:** Translate complex analysis into concise, decision-ready insights for leadership.**Qualifications*** Bachelor’s degree in Business, Finance, or a related field; advanced degree preferred* 3+ years of experience in finance, product strategy, consulting, or similar roles* Strong financial modeling and PowerPoint skills with the ability to create clear, leadership-ready materials* A bias towards action - you find a way to get the insights you need to inform your decisions* Ability to manage multiple priorities in a fast-paced, team-oriented environment* Experience leveraging AI tools to enhance research and productivity*The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.*