Consumer Banking Strategy

Texas Capital; Richardson (TX); On-site; USD 100,000 - 150,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Fertility and family building aids

Life and disability insurance

Retirement savings plan with 401K

Paid leave programs

Paid holidays and PTO

Job summary

Texas Capital seeks a strategic professional to own analytical workstreams supporting partnerships and card programs across Consumer, Digital, and Private Bank. You will evaluate partner performance, optimize incentives, and identify opportunities to deepen customer engagement, collaborating with leaders to launch new capabilities.

You will shape pricing and product decisions, analyze money movement and pricing signals, and translate complex analyses into actionable insights for leadership.

Qualifications

• Bachelor’s degree in Business, Finance, or related field; advanced degree preferred.
• 3+ years in finance, product strategy, consulting, or related roles.
• Strong financial modeling and PowerPoint skills; leadership-ready materials.

Responsibilities

• Promote product innovation by identifying opportunities within Consumer, Digital, and Private Bank segments.
• Drive market intelligence through comprehensive competitive analysis and trends.
• Support and scale partnerships by evaluating vendor and strategic channels.
• Execute cross-functional initiatives by partnering across multiple business lines.
• Shape product and pricing strategy using market, competitor, and customer insights.
• Own product performance insights by analyzing money movement, pricing, and engagement.
• Build business cases that translate data into concise, leadership-ready recommendations.

Skills

Financial modeling

PowerPoint

AI tools

Prioritization

Cross-functional collaboration

Education

Bachelor’s degree in Business/Finance

Job description

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.

About the role

This role sits at the center of our partnership ecosystem and card products. You will own the analytical and strategic workstreams supporting partnerships and card programs across the Consumer, Digital, and Private Bank. This includes evaluating partner performance, optimizing incentive structures, and identifying opportunities to deepen customer engagement. You will work closely with leaders across the organization to bring new capabilities from concept to launch and ensure our partnerships and card offerings remain competitive and deliver clear customer value.

Key Responsibilities

• Promote product innovation: Identify opportunities to enhance or introduce new products within the Consumer, Digital, and Private Bank segments.
• Drive market intelligence: Conduct comprehensive market analysis to identify competitive positioning and trends.
• Support and scale partnerships: Evaluate and optimize vendor and strategic partner channels aligned to growth objectives.
• Execute cross-functional initiatives: Partner across multiple business lines to execute against strategic initiatives.
• Shape product and pricing strategy: Use market, competitor, and customer insights to inform positioning, pricing, and product decisions.
• Own product performance insights: Analyze and interpret money movement, pricing, and customer engagement to identify risks and opportunities.
• Build business cases that drive action: Translate complex analysis into concise, decision-ready insights for leadership.

Qualifications

• Bachelor’s degree in Business, Finance, or a related field; advanced degree preferred
• 3+ years of experience in finance, product strategy, consulting, or similar roles
• Strong financial modeling and PowerPoint skills with the ability to create clear, leadership-ready materials
• A bias towards action - you find a way to get the insights you need to inform your decisions
• Ability to manage multiple priorities in a fast-paced, team-oriented environment
• Experience leveraging AI tools to enhance research and productivity

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.