Consumer Accounting Professional

Citizens Bank; Johnston (RI); On-site; USD 85,000 - 120,000; Full time

Job summary

Citizens Bank is seeking a Consumer Accounting Professional in Johnston, RI, to manage accounting activities for assigned product portfolios, including daily and month-end journal entries, reconciliations, and analyses.

The role emphasizes strong GAAP knowledge, accuracy in financial reporting, and proficiency with Excel and reporting systems, with collaboration across business units to support growth and regulatory compliance.

Qualifications

• Bachelor's degree in Accounting, Finance, or related field.
• 5+ years of accounting, financial reporting, or financial analysis experience.
• Strong understanding of GAAP.
• Experience preparing journal entries, balance sheet reconciliations, and account analysis.
• Strong verbal and written communication skills.
• Proficiency with Microsoft Excel and financial reporting systems.

Responsibilities

• Responsible for all accounting activities related to assigned product portfolios, including daily and month end journal entries.
• Ensure accurate accounting and reporting of product activity through timely analysis, validation, and reconciliation.
• Processing invoice payments from third parties and daily wires for collection activities.
• Ensures proper controls are in place for all processes and recommends process improvements where necessary, including updating procedures, process flows, and other product documentation.
• Coordinates daily and monthly workflow, ensures department deadlines are met, and assists management with departmental oversight, guidance, and training.
• Supports the development, documentation, and enhancement of accounting processes and controls associated with new product initiatives and strategic business growth.
• Provides project support to business partners and management in their efforts to grow the business, including participation in product implementations, process improvements, and system enhancements.
• Collaborates with cross-functional teams to research accounting issues, resolve operational exceptions, and support regulatory, audit, and financial reporting requirements.

Skills

GAAP knowledge

Journal entries

Financial analysis

Excel

Financial reporting systems

Problem solving

Communication skills

Organizational skills

Prioritization

Education

Bachelor's degree in Accounting, Finance, or related field

Tools

Microsoft Excel

General ledger software

Financial reporting systems

Job description

Description

The Consumer Accounting Professional is responsible for delivering routine and defined outputs, while also developing knowledge of the broader context in which the work is being performed. The Professional implements operational strategy by deploying and measuring processes while ensuring that the results are monitored. Also implements and reviews strategic growth and business plans. This role supports the business in their efforts to grow the business and are accountable for the communication of business decisions. Provides support on a number of operational areas including process re‑engineering, information management, technical implementation and operational strategy.

Primary responsibilities include

• Responsible for all accounting activities related to assigned product portfolios, including daily and month end journal entries. Performs detailed analysis on product portfolio data to provide timely and accurate information to the business.
• Ensure accurate accounting and reporting of product activity through timely analysis, validation, and reconciliation of financial data.
• Processing invoice payments from third parties and daily wires for collection activities.
• Ensures proper controls are in place for all processes and recommends process improvements where necessary, including updating procedures, process flows, and other product documentation. Applies Corporate Accounting Policy standards to all functions.
• Coordinates daily and monthly workflow, ensures department deadlines are met, and assists management with departmental oversight, guidance, and training.
• Supports the development, documentation, and enhancement of accounting processes and controls associated with new product initiatives and strategic business growth.
• Provides project support to business partners and management in their efforts to grow the business, including participation in product implementations, process improvements, and system enhancements.
• Collaborates with cross-functional teams to research accounting issues, resolve operational exceptions, and support regulatory, audit, and financial reporting requirements.

Qualifications, Education, Certifications and/or Other Professional Credentials

Required Qualifications

• Bachelor's degree in Accounting, Finance, or related field.
• 5+ years of accounting, financial reporting, or financial analysis experience.
• Strong understanding of Generally Accepted Accounting Principles (GAAP).
• Experience preparing journal entries, balance sheet reconciliations, and account analysis.
• Strong analytical, problem‑solving, and organizational skills.
• Proficiency with Microsoft Excel and financial reporting systems.
• Ability to prioritize multiple responsibilities and meet critical deadlines in a fast‑paced environment.
• Strong verbal and written communication skills with the ability to partner effectively across business units.

Preferred Qualifications

• Experience supporting consumer lending, securitization, or structured finance products.
• Experience with new product implementations and accounting process development.
• Knowledge of loan accounting and cash settlement processes.
• Experience with financial systems, general ledger applications, and data analysis tools.
• CPA designation or progress toward CPA certification.
• Prior experience supporting large‑scale accounting operations within a financial services organization.

Hours & Work Schedule

• Hours per Week: 40
• Work Schedule: 8:30 to 5:00

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.