Consultative Sales Representative

The Wood Agency Life; Fort Smith (AR); Remote; USD 60,000 - 100,000; Part time

Benefits offered by this job

Exclusive lead systems

43 carrier contracts

Mentorship from agency leadership

Weekly team calls and scripts

Job summary

The Wood Agency Life is hiring a 100% remote life insurance sales professional on a 1099 independent-contractor basis. You will manage your own pipeline, conduct discovery, quote, and submit applications, guiding cases through underwriting until issued.

Strong self-motivation, CRM fluency, and a state license (or plan to obtain) are essential. Contractors earn via commissions with no base salary, and you’ll access exclusive lead systems and mentorship while collaborating with a team and carriers

Qualifications

• Must hold a state life insurance license or have a clear plan to obtain one before first sale.
• Proven ability to work independently and meet targets without daily direction.
• Experience with CRM and online quoting tools is advantageous.

Responsibilities

• Manage your own pipeline of people who requested life insurance information.
• Conduct discovery conversations and match options to client needs.
• Quote through carrier tools and submit applications during client appointments.
• Navigate underwriting until policy is issued or closed.
• Keep CRM records accurate and up-to-date.
• Stay informed on carrier guidelines and state regulations.

Skills

Self-motivation

Lead follow-up

Education

State life insurance license or plan to obtain

Tools

CRM

Web-based quoting platforms

Job description

If you've sold before, you know results come from process. This 100% remote, 1099 independent-contractor life insurance sales role lets you apply that discipline to families who already asked about coverage.

What you'll actually do

• Work your own pipeline of people who requested life insurance information
• Run discovery conversations before presenting, then match options to what you learn
• Quote through carrier tools and submit applications during the client appointment
• Chase each case through underwriting until it is issued or closed out
• Keep CRM records clean so your pipeline is always accurate
• Study carrier guidelines and state rules as they change

Who this is a fit for

• A track record of selling where results depend on your own work
• Comfortable managing yourself without daily direction
• Strong follow-up habits, because cases don't move without attention
• A state life insurance license, or a plan to get licensed before your first sale
• Comfortable using web-based quoting platforms and a CRM
• At least 18 and legally authorized to work in the United States

What we provide

• Access to exclusive lead systems built around people who've already asked about coverage
• Contracts with 43 carriers, so you recommend what fits instead of one company's lineup
• One-on-one mentorship from Ben and Andrea, who run the agency
• Weekly team calls, plus call reviews, scripts, and ride-alongs when you want them

Compensation

1099 independent contractor, commission-based. No salary or hourly pay; earnings depend on individual production.

The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.