Construction Analyst - Kansas City Metro

First National Bank of Omaha; Kansas City (MO); Hybrid; USD 51,000 - 84,000; Full time

Benefits offered by this job

Medical, Dental, Vision Insurance

401k with Matching Contributions

Time Off Programs

Health Savings Account (HSA)

Employee Banking

Growth Opportunities

Tuition Assistance

Disability Insurance

Job summary

First National Bank of Omaha is seeking a Construction Analyst to conduct rigorous reviews of commercial construction projects, validate draw requests against progress, and deliver objective assessments of collateral condition to the credit team at key stages of the construction lifecycle.

You will monitor loan schedules, analyze risk, coordinate on-site inspections, track budgets, ensure compliance, maintain draw packages, and prepare portfolio reports for leadership.

Qualifications

• 2+ years of experience in commercial banking, loan servicing or real estate administration.
• Superior verbal and written communications skills.
• Exhibit and maintain high degree of professionalism.
• Maintain high degree of confidentiality and integrity.
• Ability to communicate effectively and professionally.
• Excellent follow through and time management skills.
• Strong attention to details.
• Excellent organizational skills.
• Must exhibit good business acumen.
• Ability to multi-task and problems solve.
• Proficient with PC, web, and Microsoft Office applications.

Responsibilities

• Portfolio Oversight: Maintain a structured monitoring calendar for construction loans, including advance schedules, milestone dates, loan maturity dates, and reporting deadlines.
• Analyze Risk Exposure: Review contracts, permits, change orders, zoning, insurance and title requirements to mitigate delays and litigation.
• Progress Verification: Coordinate on-site inspections to confirm completion percentage and participate in site visits.
• Budget Tracking: Monitor cost variances; flag overruns and reserve depletion for review.
• Compliance Management: Validate documents, permits, lien waivers, and budget reconciliations prior to disbursement.
• Draw File Maintenance: Generate audit-ready draw packages with approvals and inspection reports.
• Portfolio Reporting: Prepare periodic portfolio monitoring reports for leadership.

Skills

Commercial banking

Loan servicing

Real estate administration

Verbal and written communication

Professionalism

Confidentiality

Time management

Attention to detail

Organization

Problem solving

Tools

Microsoft Office

Loan accounting software

Banking systems

Job description

Summary of the Job:

The Construction Analyst specializes in commercial construction, real estate development, or construction lending, responsible for conducting rigorous, systematic reviews of commercial real estate projects. This role validates draw requests against verified construction progress and delivers objective, thoroughly documented assessments of collateral condition to the credit team at each critical stage of the construction lifecycle.

About This Role:

Core Responsibilities:

• Portfolio Oversight: Maintain a structured monitoring calendar for construction loans, including advance schedules, milestone dates (such as completion dates), loan maturity dates, and reporting deadlines
• Analyze Risk Exposure: Review construction contracts, permits, change orders, zoning documents, builder’s risk/general liability insurance and confirming title company requirements for title date downs and mechanic lien coverage to mitigate delays and litigation
• Progress Verification: Coordinate on-site inspections to confirm the percentage of completion with RM’s or Internal/External Construction Consultants. Actively participate in site visits when applicable
• Budget Tracking: Monitor budget-to-actual cost variances across all active projects; flag cost overruns, equity shortfalls, contingency and interest reserve depletion for RM and/or SME review
• Compliance Management: Validate supporting documentation, permits, lien waivers, title date downs if applicable, budget reconciliations and verify physical progress through review of the construction consultant site inspections prior to disbursement approval
• Draw File Maintenance: Generate audit-ready draw packages including documentation of all draw approvals, inspection reports, and monitoring activities
• Portfolio Reporting: Prepare periodic portfolio monitoring reports for credit leadership, including pipeline status, active risk flags, and upcoming maturity or extension decisions

The Ideal Candidate for This Role:

Required Skills:

• 2+ years of experience in commercial banking, loan servicing or real estate administration
• Superior verbal and written communications skills
• Exhibit and maintain high degree of professionalism
• Maintain high degree of confidentiality and integrity
• Ability to communicate effectively and professionally
• Excellent follow through and time management skills
• Strong attention to details
• Excellent organizational skills
• Must exhibit good business acumen
• Ability to multi-task and problems solve
• Proficient with PC, web, and Microsoft Office applications
• Must possess a can-do customer-service attitude/philosophy

Preferred Skills:

• Exposure specifically in commercial real estate / commercial home builder or construction lending environment
• Familiar with commercial and residential homebuilding and development life cycles
• Understanding of how construction draw request, inspections, lien waivers and title updates work
• Experience with loan accounting or commercial bank systems and automated draw software

Compensation:

Compensation range (base pay): $50,630.00-$83,540.00

This role may have a specific starting pay within this range. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.

Work Environment:

It is anticipated that the incumbent in this role will work in a hybrid capacity, balancing in-person collaboration three (3) days a week with remote flexibility two (2) days a week. As part of our team, you'll experience the energy and relationship-building of face-to-face collaboration while still enjoying the flexibility of remote workdays. We provide the tools and technology to ensure seamless transitions between work environments, supporting your productivity wherever you are. Please note that work location is subject to change based on business needs.

Benefits Overview:

• Medical, Dental, Vision Insurance
• 401k, With Matching Contributions
• Time Off Programs
• Health Savings Account (HSA)/Dependent Care
• Employee Banking
• Growth Opportunities
• Tuition Assistance
• Short-Term/Long-Term Disability Insurance

For additional information regarding compensation and benefits, e-mail FNBO at [e-mail].

Job number: R-20261733

Equal Opportunity & Belonging:

FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves-no matter their role or where they are in their journey.

FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC. FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants).

Application Deadline:

All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.

For 170 years, our holding company - First National of Nebraska (FNNI) - has grown to more than 4,500 employees with locations in nine states and $35 billion in assets. We are proud to serve our customers and communities with banking offices located in Nebraska, Colorado, Illinois, Iowa, Kansas, Missouri, South Dakota, Texas and Wyoming.

FNBO (First National Bank of Omaha) believes that a bank should be a force for good in the world; to positively influence the lives of our employees, customers and the success of the communities we serve. Whether you're just beginning your career or taking it to the next level, you'll find your fit here.

Bilingual Careers Internships & Trainee Program

FNBO believes that the quality of our employee experience is at the heart of our customer experience.

One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves-no matter their role or where they are in their journey.

FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. We strive to represent the communities in which we serve. Learn more here.

FNBO endeavors to make our site accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact HR Solution One via either email or phone using the contact information below.

Online (Primary Response Hours: M-F, 8a-5p Central) [e-mail]

Phone (Available: M-F, 10a-2p; Central) [phone] [phone]