Construction & Commercial Loan Specialist II

WestStar Bank; El Paso (TX); On-site; USD 70,000 - 110,000; Full time

Job summary

WestStar Bank in El Paso, TX is seeking a Construction & Commercial Loan Specialist II to support construction lenders, gather documentation, and deliver exceptional client service through the loan process.

Ideal candidates bring extensive banking experience in construction lending, solid knowledge of loan documentation, and proficiency with nCino and LaserPro, plus ability to manage multiple files and ensure regulatory compliance.

Qualifications

• Minimum ten years banking experience including construction lending and credit operations.
• Ability to communicate effectively with bank personnel, customers, attorneys, and title companies.
• Strong knowledge of construction and commercial loan documentation for complex transactions.
• Regulatory knowledge including Regulation B, HMDA, OFAC, CIP, Beneficial Ownership, Flood Regulation.
• Proficient with Microsoft Office, Word, Excel, and Adobe; team-oriented and detail focused.
• Notary Public license for Texas or New Mexico and ability to obtain as needed.

Responsibilities

• Interact with customers to demonstrate care and build relationships through proactive outreach.
• Assist construction bankers in processing construction, lot, and development loan requests with required docs.
• Manage multiple loan files in a fast-paced, customer-service oriented environment.
• Oversee loan process through accurate calculations aligned with facility standards.
• Support maintenance of existing construction and lot loans via daily tasks and Construct usage.
• Process Letters of Credit for subdivisions and renewals as required.
• Coordinate with attorneys and signatories for loan documentation and signatures.
• Balance Construct platform against the bank core system for assigned builders.
• Provide Notary support and professional assistance as needed.

Skills

Communication skills

Customer service

Teamwork

Multi-tasking

Organization

Education

Notary Public license (TX/NM)

Tools

Microsoft Office

Word

Excel

Adobe

nCino

LaserPro

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Construction & Commercial Loan Specialist II

3 days ago Requisition ID: 1360

Summary

Performs diversified and complex duties to include assisting construction lenders with the loan process, ensuring proper completion of paperwork, and assisting customers as needed.

Essential Functions

• Interact with customers to demonstrate care and build relationships with clients through proactive outreach and follow up
• Assist construction bankers in receiving, compiling, and requesting additional information from builders to efficiently process construction, lot, and development loan requests. This will include but is not limited to ordering title commitments, appraisals, and other pertinent related documentation as required.
• Manage the processing of multiple loan files in a fast-paced customer service-focused environment
• Manage the construction, lot, and development loan process through accurate calculations that adhere to approved standards applicable to each specific credit facility.
• Support the ongoing maintenance of existing construction and lot loans through daily activities which include but are not limited to customer contact, calculations, documentation, and usage of the construction management platform Construct.
• Process Letters of Credit for subdivision developments, along with subsequent renewals.
• Process existing construction advances in the absence of the Construction Systems Administrator.
• Answer customer inquiries relating to invoices, draws, and other servicing items
• Assist construction bankers in the loan renewal process for credit facilities including but not limited to ordering loan documentation from attorneys and coordinating signatures with the customer.
• Balance credit facilities on Construct platform against the balance reported on the bank core system for assigned builders.
• Assist construction bankers with wire transfers, payments, and advances.
• Notarize documents when necessary
• Review Attorney prepared documents
• Prepare loan documents in Laser Pro
• Carries out responsibilities with professionalism and respect for others in accordance with the Bank’s policy as well as to ensure compliance with Federal, State and Banking Regulations
• Provide technical support to Junior Lenders
• Participating in training as requested
• Other duties and special projects as assigned

Required Education, Experience, Skills

• Minimum ten years banking experience, to include experience in construction lending, lending or credit operations
• Proven ability to communicate effectively with all levels of bank personnel, customers, attorneys, & title companies; ability to provide excellent customer service
• Strong knowledge of construction and commercial loan documentation to include handling complex transactions and real estate transactions
• State and Federal banking regulatory knowledge should include current understanding of Regulation B, HMDA, OFAC, CIP, Beneficial Ownership, Flood Regulation
• Highly proficient computer skills to include Microsoft Office, Word, Excel, and Adobe
• Ability to work in team environment
• Ability to multi-task and handle fast-paced work environment
• Excellent organization skills and attention to detail
• Work with minimal supervision while performing duties
• Strong knowledge of nCino and LaserPro
• Ability to obtain Notary Public license for the state of Texas or New Mexico

Equipment Used

• Standard office equipment such as computers, phones and photocopiers.

Supervisory Responsibility

• N/A

Working Conditions/Physical Requirements

• Office setting

WestStar is an Equal Opportunity Employer and does not discriminate on the basis of any protected trait, including gender, race, ethnicity, disability, or veteran status.