Construction Analyst - Kansas City Metro

Firstnational

Kansas City (MO)

Hybrid

USD 51,000 - 84,000

Full time

14 days+

Application generator

Turn this role into an interview — a resume and cover letter built around what this employer wants.

Get past ATS filters

Benefits offered by this job

Medical/Dental/Vision Insurance

401k with matching

Time Off Programs

Growth Opportunities

Tuition Assistance

Disability Insurance

Job summary

FNBO seeks a Construction Analyst specializing in commercial construction, real estate development, or construction lending to conduct rigorous reviews of CRE projects. You will validate draw requests against progress and provide objective, well-documented assessments of collateral condition for the credit team.

The role requires coordinating site inspections, monitoring budgets, reviewing contracts, permits, lien waivers, and title updates. A hybrid work model is offered with remote days.

Qualifications

2+ years of experience in commercial banking, loan servicing or real estate administration.
Superior verbal and written communications skills.
Exhibit and maintain high degree of professionalism.
Maintain high degree of confidentiality and integrity.

Responsibilities

Maintain a structured monitoring calendar for construction loans, including advance schedules, milestone dates, loan maturity dates, and reporting deadlines.
Review construction contracts, permits, change orders, insurance, and title requirements to mitigate delays.
Coordinate on-site inspections to confirm progress and participate in site visits.
Monitor budget-to-actual variances and flag cost overruns or contingency depletion.
Validate documentation and ensure progress before disbursement approvals.
Generate audit-ready draw packages with documentation of approvals and inspections.
Prepare portfolio monitoring reports for credit leadership, including pipeline status and risk flags.

Skills

Verbal and written communications

Professionalism

Confidentiality and integrity

Multitasking and problem solving

Business acumen

Time management

Attention to detail

Organizational skills

Customer-service mindset

PC, web, and MS Office

Tools

Loan accounting systems

Automated draw software

Job description

At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success.

Summary of the Job:

The Construction Analyst specializes in commercial construction, real estate development, or construction lending, responsible for conducting rigorous, systematic reviews of commercial real estate projects. This role validates draw requests against verified construction progress and delivers objective, thoroughly documented assessments of collateral condition to the credit team at each critical stage of the construction lifecycle.

About This Role:

Core Responsibilities:

Portfolio Oversight: Maintain a structured monitoring calendar for construction loans, including advance schedules, milestone dates (such as completion dates), loan maturity dates, and reporting deadlines
Analyze Risk Exposure: Review construction contracts, permits, change orders, zoning documents, builder’s risk/general liability insurance and confirming title company requirements for title date downs and mechanic lien coverage to mitigate delays and litigation
Progress Verification: Coordinate on-site inspections to confirm the percentage of completion with RM’s or Internal/External Construction Consultants. Actively participate in site visits when applicable
Budget Tracking: Monitor budget-to-actual cost variances across all active projects; flag cost overruns, equity shortfalls, contingency and interest reserve depletion for RM and/or SME review
Compliance Management: Validate supporting documentation, permits, lien waivers, title date downs if applicable,budget reconciliations and verify physical progress through review of the construction consultant site inspections prior to disbursement approval
Draw File Maintenance: Generate audit-ready draw packages including documentation of all draw approvals, inspection reports, and monitoring activities
Portfolio Reporting: Prepare periodic portfolio monitoring reports for credit leadership, including pipeline status, active risk flags, and upcoming maturity or extension decisions

The Ideal Candidate for This Role:

Required Skills:

2+ years of experience in commercial banking, loan servicing or real estate administration
Superior verbal and written communications skills
Exhibit and maintain high degree of professionalism
Maintain high degree of confidentiality and integrity
Ability to communicate effectively and professionally
Excellent follow through and time management skills
Strong attention to details
Excellent organizational skills
Must exhibit good business acumen
Ability to multi-task and problems solve
Proficient with PC, web, and Microsoft Office applications
Must possess a can-do customer-service attitude/philosophy

Preferred Skills:

Exposure specifically in commercial real estate / commercial home builder or construction lending environment
Familiar with commercial and residential homebuilding and development life cycles
Understanding of how construction draw request, inspections, lien waivers and title updates work
Experience with loan accounting or commercial bank systems and automated draw software

Candidates must possess unrestricted work authorization and not require future sponsorship.

Compensation:

Compensation range (base pay): $50,630.00-$83,540.00

This role may have a specific starting pay within this range.

Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level.

Work Environment:

It is anticipated that the incumbent in this role will work in a hybrid capacity, balancing in-person collaboration three (3) days a week with remote flexibility two (2) days a week. As part of our team, you'll experience the energy and relationship-building of face-to-face collaboration while still enjoying the flexibility of remote workdays. We provide the tools and technology to ensure seamless transitions between work environments, supporting your productivity wherever you are. Please note that work location is subject to change based on business needs.

Benefits Overview:

We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs:

Medical, Dental, Vision Insurance
401k, With Matching Contributions
Time Off Programs
Health Savings Account (HSA)/Dependent Care
Employee Banking
Growth Opportunities
Tuition Assistance
Short-Term/Long-Term Disability Insurance

Learn more about FNBO benefits here: https://www.fnbo.com/careers/benefits/

For additional information regarding compensation and benefits, e-mail FNBO at TAGAdmin@fnni.com. To ensure you receive a response, include the number of this job (listed below) in the subject line of your message.

Job number: R-20261733

Equal Opportunity & Belonging:

FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey.

FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity.

FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants)

Application Deadline:

All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.

Get your free, confidential resume review.

or drag and drop your file here.