Compliance Manager (USA)

剥慰; United States; Remote; USD 80,000 - 150,000; Full time

Job summary

Join a fast-growing fintech company as their first compliance hire in the United States. This exciting role involves establishing compliance operations, liaising with local regulators, and ensuring adherence to regulatory obligations. You will leverage your extensive AML/CFT experience to develop compliance policies and procedures while collaborating with internal and external stakeholders. This innovative firm offers flexible remote work options and share options, making it an ideal opportunity for a compliance expert eager to make a significant impact in a high-growth environment.

Benefits

Flexible remote work options

Share options

Expense management card

Qualifications

• 8+ years of AML/CFT experience in fintech or financial institutions.
• Strong understanding of US regulatory frameworks and decision-making.

Responsibilities

• Drive and build local compliance operations in the US.
• Create and manage compliance policies and procedures for regulatory requirements.

Skills

AML/CFT Compliance

Regulatory Frameworks

SQL

Data Analysis

Python

Collaboration

Job description

About Reap

Reap is a fast-growing fintech company revolutionizing how businesses manage their payments and expenses. We are a Visa licensed principal issuer and BIN sponsor based in Hong Kong. Our Card Issuing platform allows web2 and web3 clients alike to launch a secure and compliant card program with unmatched speed and flexibility to issue cards, authorize transactions, and manage payment operations in real time. We are also a licensed remittance payments company in Hong Kong and our Payments platform allows clients to automate corporate payments at scale in both fiat and stablecoin.

Reap is supported by an empowering group of global investors and recently raised US$40 million in Series A funding, as covered by Forbes.

About the team

You will be part of a global Legal, Risk and Compliance team to jointly build and operate a best-in-class regulatory compliance program as Reap seeks to expand its product offerings in the United States.

What you’ll do

You will be Reap’s first compliance hire in the United States, tasked with bringing our proven regulatory and compliance playbook to the United States. You will be responsible for driving and building local compliance operations and liaising with local regulators to maintain or apply for local licenses including MTL/VASP licenses and local bank BIN sponsorship for payment cards.

You will be handling a wide variety of compliance-related matters and collaborating closely with internal and external stakeholders and government authorities to ensure Reap complies with its regulatory and licensing/registration obligations in the United States.

• Create, manage and maintain compliance policies, procedures, registers and trackers to meet all regulatory requirements in the US.
• Be the subject matter expert locally for all licensing and AML matters in the US for a licensed VASP, cards and payments fintech.
• Act as the registered officer as required for licensing purposes.
• Operationally execute the AML/CFT program locally, with local assistance headcount in the roadmap once business demand justifies.
• Use SQL and data analysis techniques to identify financial crime behavior, internal risk assessments and make regular reports and recommendations to the global team.

Who you are

If you are a compliance subject matter expert in the United States keen for an exciting opportunity to join as a key member of a successful high growth start-up looking to expand, this job is for you.

• 8+ years relevant AML/CFT experience within fintech, payment companies, virtual assets companies or other financial institutions.
• Strong understanding of regulatory frameworks and decision-making processes of US regulators.
• Ability to work collaboratively within a complex organization, across multiple cultures, geographies, and disciplines.
• Competent in SQL/Python and basic data analysis for identifying risk trends.
• Primarily working US hours but able to work across time zones when required to meet the Asia and LATAM team.
• You understand that not all the rules are black and white; there will sometimes be grey areas and edge cases that require a deep knowledge of the relevant regulations and the ability to assess the situation with creativity and thoughtfulness.

Show me the benefits!

• Your own Reap Card for expense management.
• Fully flexible remote work options.
• Share options.

More information:

https://reap.global/about-us